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Regular Savings Accounts: The Best Currently Available List!

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  • dcs34
    dcs34 Posts: 655 Forumite
    Seventh Anniversary 500 Posts Name Dropper
    sta0612 said:
    Re. Melton:

    Has anyone tried opening this account without using a cheque?

    I don’t believe I currently have a chequebook.

    @BestSeagull I believe you mentioned you may try to do so upthread (https://forums.moneysavingexpert.com/discussion/comment/80985704#Comment_80985704?utm_source=community-search&utm_medium=organic-search&utm_term=melton+cheque)
    Yes. A couple of days after posting the application they phoned me to confirm the account details to make an electronic deposit. They won't send the passbook until they've had the deposit (so it can be stamped onto it). You can select electronic payment on the application form rather than cheque.
  • Hoping Nationwide still have issue 3 of the Flex Regular Saver open tomorrow so I can open one after my issue 2 matures (I'm sure they will, just really bad timing if they choose to close issue 3 in the next 12 hours!).
  • Hoping Nationwide still have issue 3 of the Flex Regular Saver open tomorrow so I can open one after my issue 2 matures (I'm sure they will, just really bad timing if they choose to close issue 3 in the next 12 hours!).
    I was thinking along similar lines.
    Mine matures on Sunday. Fingers crossed.
  • dcs34 said:
    sta0612 said:
    Re. Melton:

    Has anyone tried opening this account without using a cheque?

    I don’t believe I currently have a chequebook.

    @BestSeagull I believe you mentioned you may try to do so upthread (https://forums.moneysavingexpert.com/discussion/comment/80985704#Comment_80985704?utm_source=community-search&utm_medium=organic-search&utm_term=melton+cheque)
    Yes. A couple of days after posting the application they phoned me to confirm the account details to make an electronic deposit. They won't send the passbook until they've had the deposit (so it can be stamped onto it). You can select electronic payment on the application form rather than cheque.
    Great. Thanks.
  • 2010
    2010 Posts: 5,464 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 20 September 2024 at 1:15PM
    Hoping Nationwide still have issue 3 of the Flex Regular Saver open tomorrow so I can open one after my issue 2 matures (I'm sure they will, just really bad timing if they choose to close issue 3 in the next 12 hours!).
    I can`t see NW just waiting for yours to mature tomorrow and withdrawing it today!
    Regular Flex 2 must be maturing for someone every day this month from tomorrow.
    Mine being the last day of the month.
    That`s why I went for VM last month at 10.38% and up to £250 a month.
  • 2010 said:
    Hoping Nationwide still have issue 3 of the Flex Regular Saver open tomorrow so I can open one after my issue 2 matures (I'm sure they will, just really bad timing if they choose to close issue 3 in the next 12 hours!).
    I can`t see NW just waiting for yours to mature tomorrow and withdrawing it today!
    Regular Flex 2 must be maturing for someone every day this month.
    Mine being the last day of the month.
    That`s why I went for VM last month at 10.38% and up to £250 a month.
    Well issue 2 launched on 21 September 2023 I believe, so the first ones will be maturing tomorrow  :)
  • sta0612 said:
    Re. Melton:

    Has anyone tried opening this account without using a cheque?

    I don’t believe I currently have a chequebook.

    @BestSeagull I believe you mentioned you may try to do so upthread (https://forums.moneysavingexpert.com/discussion/comment/80985704#Comment_80985704?utm_source=community-search&utm_medium=organic-search&utm_term=melton+cheque)
    I chose electronic payment on the application form.

    Earlier this week I received a DL sized envelope, containing a DL/compliments slip which had a sticker on the reverse detailing Melton's HSBC account and a handwritten reference for the direct debit.
  • 2010
    2010 Posts: 5,464 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    2010 said:
    Hoping Nationwide still have issue 3 of the Flex Regular Saver open tomorrow so I can open one after my issue 2 matures (I'm sure they will, just really bad timing if they choose to close issue 3 in the next 12 hours!).
    I can`t see NW just waiting for yours to mature tomorrow and withdrawing it today!
    Regular Flex 2 must be maturing for someone every day this month.
    Mine being the last day of the month.
    That`s why I went for VM last month at 10.38% and up to £250 a month.
    Well issue 2 launched on 21 September 2023 I believe, so the first ones will be maturing tomorrow  :)
    Fingers crossed for you then.
    I was obviously late to apply being the 30th. :D
  • Issue 3 is now 6.50% isn't it?

    My 8% should mature over the weekend.
  • 2010
    2010 Posts: 5,464 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 6 June at 12:49PM
    Issue 3 is now 6.50% isn't it?

    My 8% should mature over the weekend.
    After the fixed term ends, we’ll transfer your account to an instant access savings product.

    What`s  stopping you opening issue 3 today @ 6.5%?
    The T%C state you are only allowed one account of each issue!
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