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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • drphila
    drphila Posts: 347 Forumite
    Part of the Furniture 100 Posts Name Dropper
    drphila said:
    Furness BS Christmas Saver is staying at 6% as far as I can see.
    Though AFAIK they haven't announced any rate decreases yet so are still in the ``yet to declare" category, along with Leeds, Nationwide, Bath, Cambridge and Penrith among others.

    Furness rate was confirmed 7 August so hopefully no cut
  • Kim_13
    Kim_13 Posts: 3,516 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    badger09 said:
    OneUser1 said:
    New 6% Regular Saver at Monmouthshire. On website. £500 maximum per month, existing members and the rate variable. 
    Thanks for the heads up. 
    NB rate is variable & no withdrawals allowed. 
    No withdrawals and a variable rate decides it - that combination is a big no no for me. £50 is also a high minimum deposit for Monmouthshire, the account it is replacing could be secured with £1, the Coronation RS with £3 and the Christmas RS with £10 IIRC.
  • jim1999
    jim1999 Posts: 247 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    Kim_13 said:
    badger09 said:
    OneUser1 said:
    New 6% Regular Saver at Monmouthshire. On website. £500 maximum per month, existing members and the rate variable. 
    Thanks for the heads up. 
    NB rate is variable & no withdrawals allowed. 
    No withdrawals and a variable rate decides it - that combination is a big no no for me. £50 is also a high minimum deposit for Monmouthshire, the account it is replacing could be secured with £1, the Coronation RS with £3 and the Christmas RS with £10 IIRC.
    The General regular saver terms do state "Closure of your Regular Saver account is allowed at any time without notice or penalty"

    So I guess that would potentially be one approach, though I'd want to double-check with them.  Personally, I still think it's probably not worth the hassle but I'll think about it.
  • happybagger
    happybagger Posts: 1,040 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Combo Breaker
    drphila said:
    drphila said:
    Furness BS Christmas Saver is staying at 6% as far as I can see.
    Though AFAIK they haven't announced any rate decreases yet so are still in the ``yet to declare" category, along with Leeds, Nationwide, Bath, Cambridge and Penrith among others.

    Furness rate was confirmed 7 August so hopefully no cut
    And Penrith made changes to their account rates on 13 August but did not reduce the RS accounts (now closed issues)

    https://www.penrithbs.co.uk/wp-content/uploads/2024/08/PBS-V10.90_InterestRates-Leaflet-13.08.24.pdf

    Probably still worth looking in on 2nd September just in case.
  • where_are_we
    where_are_we Posts: 1,226 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    MBS ERS @ 6% - bit of a pain applying - no prepopulated stuff.
    Should I have logged on first and the applied to avoid this?
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