Regular Savings Accounts: The Best Currently Available List!

Wheres_My_Cashback

YBS have also now updated their rates - Changes from 6th Sept

https://www.ybs.co.uk/documents/productdata/YBM1607RC.pdf

NLA
Xmas RS 2024 - 6% - No change
Loyalty RS 2023 - 7% - No change
Loyalty Reg eSaver - 5.75% - No change

On sale
Loyalty RS -  5.75% to 5.65%
RS - 5.25% to 5.05%
First Home Saver - 5.00% to 4.90%

Haven't been able to get into the YBS app since yesterday - anyone else ?

Don't recall seeing this reported ?

CO-OP RS1 - 7% - No change 

Catplan

Wheres_My_Cashback said:

YBS have also now updated their rates - Changes from 6th Sept

https://www.ybs.co.uk/documents/productdata/YBM1607RC.pdf

NLA
Xmas RS 2024 - 6% - No change
Loyalty RS 2023 - 7% - No change
Loyalty Reg eSaver - 5.75% - No change

On sale
Loyalty RS -  5.75% to 5.65%
RS - 5.25% to 5.05%
First Home Saver - 5.00% to 4.90%

Haven't been able to get into the YBS app since yesterday - anyone else ?

Login working fine for me on app

gt94sss2

YBS app working fine here. (android)

My issue with it is that if you change focus away from the app it automatically closes!

jameseonline

Wheres_My_Cashback said:

YBS have also now updated their rates - Changes from 6th Sept

https://www.ybs.co.uk/documents/productdata/YBM1607RC.pdf

NLA
Xmas RS 2024 - 6% - No change
Loyalty RS 2023 - 7% - No change
Loyalty Reg eSaver - 5.75% - No change

On sale
Loyalty RS -  5.75% to 5.65%
RS - 5.25% to 5.05%
First Home Saver - 5.00% to 4.90%

Haven't been able to get into the YBS app since yesterday - anyone else ?

Don't recall seeing this reported ?

CO-OP RS1 - 7% - No change 

Refluxer beat you to the YBS info.

YBS app works as it usually does, think they did some routine maintenance 

flaneurs_lobster

Wheres_My_Cashback said:

wiseonesomeofthetime said:

Bridlington1 said:

Coventry BS Rate Decreases From 2/9/24:

NLA:
Loyalty Regular Saver (2) from 6.75% to  6.5%
First Home Saver from 5.6% to 5.35%

I hold the first edition First Home Saver, however, despite having an email from Coventry BS this morning about reducing the rate on my EA account, I have had no formal notification of a reduction to First Home Saver (1), despite having five-figure sum in there!

I have five accounts with Cov of which 4 have been notified to me so far at various times from 0721 to 1010.
The only one missing is the FHS 1,but thy still have the rest of the day to inform.

I too have just received my fourth email (of five). 

I do hope some sales rep has spotted this opportunity to flog CovBS some mail-merge software. 

Bridlington1

OneUser1 said:

Just been notified the Leek Regular Saver Issue 3 drops from 5.25% down to 5% from 2nd September.

I'm afraid I beat you to it a week or two back.

Wheres_My_Cashback said:

Don't recall seeing this reported ?

CO-OP RS1 - 7% - No change 

Was mentioned by @Hattie627 over 2 weeks ago.

For ease of reference I'll add a list of which regular savers have announced rate decreases/rate holds since the last BOE base rate reduction to the Archived List of Regular Savers thread later this evening, I've been maintaining a list of them on my spreadsheet anyway so it'll just be a copy/paste job with todays additions thrown in.

wiseonesomeofthetime

Wheres_My_Cashback said:

wiseonesomeofthetime said:

Bridlington1 said:

Coventry BS Rate Decreases From 2/9/24:

NLA:
Loyalty Regular Saver (2) from 6.75% to  6.5%
First Home Saver from 5.6% to 5.35%

I hold the first edition First Home Saver, however, despite having an email from Coventry BS this morning about reducing the rate on my EA account, I have had no formal notification of a reduction to First Home Saver (1), despite having five-figure sum in there!

I have five accounts with Cov of which 4 have been notified to me so far at various times from 0721 to 1010.
The only one missing is the FHS 1,but thy still have the rest of the day to inform.

And the fated email has arrived, confirming the drop 🤦‍♂️🤣

jaypers

Just out of interest, what are people’s minimum RS rates they think are worth having now? Mine is 5.5%…….have access to the Santander 5% one but just doesn’t seem worth it. 

SavingsBoo

jaypers said:

Just out of interest, what are people’s minimum RS rates they think are worth having now? Mine is 5.5%…….have access to the Santander 5% one but just doesn’t seem worth it. 

Out of my current list of RS I believe my lowest rate is 7%, I did have T&C at 5.75% which recently matured but they had a high monthly deposit which was the attraction.  I'd probably take one at 5.5% too.

Hal17

I have just updated the spreadsheet on our RS rates, we have 16 on fixed rates and 7 on variable rates. We just opened the Santander at 5% just in case.