Regular Savings Accounts: The Best Currently Available List!

granta

chris_the_bee said:

granta said:

Bank of Scotland Regular Saver - renewal

I've been able to use the 'renewal' process successfully to close and re-open my Lloyds and Halifax regular savers. However, this approach doesn't work for the BoS one. I just keep getting the 'something's gone wrong' page after trying many times on both the Halifax and BoS online pages whilst logged in.

Is this other people's experiences or is there a way around this please?

Bank of Scotland Regular Saver - renewal
Select the account, then More Actions, then Account Services, then Close Account. There must be less than £5 in the account, if not, you need to reduce it. Then you can close the RS. I think you have to wait for an overnight run before you can open a new one. 

Thanks for sharing the alternative approach. I have tried that several times too and get the same error message asking me to call or go into a branch! I think I may have to just start funding it again [had emptied it to zero quite recently] and let it run its course.

granta

DJDools said:

granta said:

Bank of Scotland Regular Saver - renewal

I've been able to use the 'renewal' process successfully to close and re-open my Lloyds and Halifax regular savers. However, this approach doesn't work for the BoS one. I just keep getting the 'something's gone wrong' page after trying many times on both the Halifax and BoS online pages whilst logged in.

Is this other people's experiences or is there a way around this please?

The same happened to me; and there was no way around for the BoS. I couldn't renew it (even though the option was there — it just wouldn't let me renew) and had withdrawn £1,750…So I had to begin again the next qualifying month with the £250 regular SO.

I can't seem to close or renew it either! So will just start funding it again and wait it out.

Bridlington1

Coventry BS Rate Decreases From 2/9/24:

NLA:
Loyalty Regular Saver (2) from 6.75% to  6.5%
First Home Saver from 5.6% to 5.35%

This is in addition to Loyalty Regular Saver from 7% to 6.75% which has already been announced on this forum.

Currently available:
Regular Saver (6) from 5% to 4.75%
First Home Saver from 5.05% to 4.8%
Regular Saver (5) from 5.5% to 5.25%

https://www.coventrybuildingsociety.co.uk/content/dam/cbs/member/pdfs/savings/variable-savings-rates-august-2024.pdf

gele

As expected really. It took them a while to do nothing different than most others.
 I have noticed though on Bridlington's other post on the easy access thread some of Coventry's other accounts haven't gone the whole hog of 0.25% so well done Coventry for that.

wiseonesomeofthetime

Bridlington1 said:

Coventry BS Rate Decreases From 2/9/24:

NLA:
Loyalty Regular Saver (2) from 6.75% to  6.5%
First Home Saver from 5.6% to 5.35%

I hold the first edition First Home Saver, however, despite having an email from Coventry BS this morning about reducing the rate on my EA account, I have had no formal notification of a reduction to First Home Saver (1), despite having five-figure sum in there!

refluxer

Look like the Yorkshire BS are reducing the rate of their standard Regular Saver from 5.25% to 5.05% on 6th September but the rate of their Christmas Regular Saver (and eSaver) 2024 will remain unchanged at 6.00%.

https://www.ybs.co.uk/documents/productdata/YBM1607RC.pdf

Wheres_My_Cashback

wiseonesomeofthetime said:

Bridlington1 said:

Coventry BS Rate Decreases From 2/9/24:

NLA:
Loyalty Regular Saver (2) from 6.75% to  6.5%
First Home Saver from 5.6% to 5.35%

I hold the first edition First Home Saver, however, despite having an email from Coventry BS this morning about reducing the rate on my EA account, I have had no formal notification of a reduction to First Home Saver (1), despite having five-figure sum in there!

I have five accounts with Cov of which 4 have been notified to me so far at various times from 0721 to 1010.
The only one missing is the FHS 1,but thy still have the rest of the day to inform.

janusdesign

wiseonesomeofthetime said:

Bridlington1 said:

Coventry BS Rate Decreases From 2/9/24:

NLA:
Loyalty Regular Saver (2) from 6.75% to  6.5%
First Home Saver from 5.6% to 5.35%

I hold the first edition First Home Saver, however, despite having an email from Coventry BS this morning about reducing the rate on my EA account, I have had no formal notification of a reduction to First Home Saver (1), despite having five-figure sum in there!

same here - they must be being sent in batches... i've got six accounts with CBS (2 RS & 4 EA) and I received emails for two of the EA accounts (each with £1 in), but nothing yet for the other four.

refluxer said:

Look like the Yorkshire BS are reducing the rate of their standard Regular Saver from 5.25% to 5.05% on 6th September but the rate of their Christmas Regular Saver (and eSaver) 2024 will remain unchanged at 6.00%.

https://www.ybs.co.uk/documents/productdata/YBM1607RC.pdf

eSaver 2023 RS remains at 7% too, though for me it matures next month.

OneUser1

Just been notified the Leek Regular Saver Issue 3 drops from 5.25% down to 5% from 2nd September.

jameseonline

Bridlington1 said:

Coventry BS Rate Decreases From 2/9/24:

NLA:
Loyalty Regular Saver (2) from 6.75% to  6.5%
First Home Saver from 5.6% to 5.35%

This is in addition to Loyalty Regular Saver from 7% to 6.75% which has already been announced on this forum.

Currently available:
Regular Saver (6) from 5% to 4.75%
First Home Saver from 5.05% to 4.8%
Regular Saver (5) from 5.5% to 5.25%

https://www.coventrybuildingsociety.co.uk/content/dam/cbs/member/pdfs/savings/variable-savings-rates-august-2024.pdf

And that's the PDF I was talking about earlier, thanks