Regular Savings Accounts: The Best Currently Available List!

allegro120

changearound1 said:

How quick are Monmouthshire at actioning Faster Payments? If I request a withdrawal  would I be likely to receive the money on the same day or next working day?

My issue 33 matured on Sunday 9th June, Faster Payment reached my First Direct account on the same day.

10_66

jameseonline said:

Love how the Nationwide app is inviting me to get the 6.5% Regular Saver when my 8% one isn't ending until 21st September...

You must be a favoured one.  I tried applying using a PC, failed.  Then tried via the app and that failed too, message on both attempts said that my existing one would have to be closed in order to open this one 🤔

jameseonline

10_66 said:

jameseonline said:

Love how the Nationwide app is inviting me to get the 6.5% Regular Saver when my 8% one isn't ending until 21st September...

You must be a favoured one.  I tried applying using a PC, failed.  Then tried via the app and that failed too, message on both attempts said that my existing one would have to be closed in order to open this one 🤔

That's my point, you can only have 1 regular saver at a time regardless of issue number (found this out ages ago when I tried applying for the new issue, even asked Nationwide why and they confirmed I can't), so the app really shouldn't be advertising a newer issue to me on the home screen.

Mind you Nationwide app offers me other things to that aren't relevant too like a FlexOne Saver @ 5%, I'm older than 17 so why show me that?

Like realistically who is going to ditch their 8% early (& get an additional payment in) to start a 6.5%, nah I'm letting the 8% finish then going 6.5% if still available.

Bridlington1

Monmouthshire BS Regular Saver - Issue 3 at 4.75% is set to go NLA and replaced by Issue 4 at 4.5% tomorrow.

t1redmonkey

jameseonline said:

Like realistically who is going to ditch their 8% early (& get an additional payment in) to start a 6.5%, nah I'm letting the 8% finish then going 6.5% if still available.

There's some cases where it might make sense to do something like this.  E.g. If you have a strong feeling (or just know) that the lower rate is going to go NLA before your existing higher rate one matures, then it can make sense to close your existing one, sacrifice one month of a higher rate, in order to lock in 12 months of the slightly lower rate.

schiff

Bridlington1 said:

Monmouthshire BS Regular Saver - Issue 3 at 4.75% is set to go NLA and replaced by Issue 4 at 4.5% tomorrow.

Surely they are going to offer something decent when the Exclusive matures!
This may be clearing the decks.

trickydicky14

schiff said:

Bridlington1 said:

Monmouthshire BS Regular Saver - Issue 3 at 4.75% is set to go NLA and replaced by Issue 4 at 4.5% tomorrow.

Surely they are going to offer something decent when the Exclusive matures!
This may be clearing the decks.

We live in hope.

subjecttocontract

Most of them have probably given up, surrendered and admitted defeat at the hands of Virgin and their 10%+ account !

schiff

Monmouth have confused me! 
My Exclusive matures on 23/8, my RS2 on 30/8 - but I've had nothing from them about the Exclusive which unconsciouly made me assume that my letter today was about RS2 - but it isn't! Though Exclusive matures a week before RS2 the letter today is about RS2 and I've had nothing about the Exclusive!
It may be down to the GPO - again.

jameseonline

t1redmonkey said:

jameseonline said:

Like realistically who is going to ditch their 8% early (& get an additional payment in) to start a 6.5%, nah I'm letting the 8% finish then going 6.5% if still available.

There's some cases where it might make sense to do something like this.  E.g. If you have a strong feeling (or just know) that the lower rate is going to go NLA before your existing higher rate one matures, then it can make sense to close your existing one, sacrifice one month of a higher rate, in order to lock in 12 months of the slightly lower rate.

Do you think Nationwide would though?