Regular Savings Accounts: The Best Currently Available List!

arthurdick

Bridlington1 said:

Not a top rate but possibly one to keep an eye on:
Suffolk BS have now launched an Online 1 Year Variable Rate Regular Saver (30.09.2025) at 5.15% (£500/mth max).

This could be a good one to use for ``getting a foot in the door" so to speak as most of their other accounts have been limited to existing members and those living in certain postcodes.

Hi Bridlington, I am new to all this savings lark but there was a thread either early this year or late last year, about how many savings Accounts everybody had, at the time I only had 2,  I think,  and thanks to you and Soulsaver and a few  others on here I now have 22.

As you say, it is good to get your foot in the door, to be a qualifying member for any good future accounts they launch.  

I have been  on this site for around 15 years, and only due to flogging my house in October 22, I started looking into savings when I was between properties.

So thanks again all. Cheers.
 
Edit.  Oh and by the way, I did open and fund Suffolk within 30 mins of your post, cheers.

ThePirates

Suffolk BS
I'm sure the conditions say you have to pay a minimum of £10 into the account every month.

dealyboy

@Descrabled said:

Nationwide Flex RS2 NLA

There is the ability to add a 13th payment but at 8% on £200 for just shy of a month only gains an additional £1 in interest over that gained by 12 payments. I don't normally bother.

Of course that's true but it is when the payments 2 to 12 are made up to a month earlier than the mensiversary date of payment 1 that gain more.

where_are_we

Descrabled said:

Nationwide Flex RS2 NLA

There is the ability to add a 13th payment but at 8% on £200 for just shy of a month only gains an additional £1 in interest over that gained by 12 payments. I don't normally bother.

What bother is it, when setting up monthly £200 standing orders for a regular saver, to have a specific end date one month later (in order to make 13 payments)?

orange-juice

FishInGlass said:

Nuggy96 said:

Hmm my beehive RS matured today, I have to either leave £10 to keep it open or close the account to get all the cash. Any recommendation? Are people keeping it in case a good existing deal comes out?

I've left the £10 in as it seemed to be the quickest option. Can always close it later.

RE Beehive RS

Have you received your money already? I went with close but it said it take 1-2 working days😞

masonic

orange-juice said:

FishInGlass said:

Nuggy96 said:

Hmm my beehive RS matured today, I have to either leave £10 to keep it open or close the account to get all the cash. Any recommendation? Are people keeping it in case a good existing deal comes out?

I've left the £10 in as it seemed to be the quickest option. Can always close it later.

RE Beehive RS

Have you received your money already? I went with close but it said it take 1-2 working days😞

You can withdraw ahead of requesting closure. Withdrawals to external nominated accounts are next working day. Whether that will get you your money any faster remains to be seen. We'll find out tomorrow...

friolento

Impressed with Tipton. My RS matured yesterday, my maturity instructions were to close the account and pay the balance to my current account at Santander. Money was there when I logged in at 7am this morning

schiff

Progressive
Several efforts to put in the carefully copied code to my phone when aiming to log on - all failed 

Hattie627

friolento said:

Impressed with Tipton. My RS matured yesterday, my maturity instructions were to close the account and pay the balance to my current account at Santander. Money was there when I logged in at 7am this morning

Same good experience with Tipton.

PloughmansLunch

friolento said:

Impressed with Tipton. My RS matured yesterday, my maturity instructions were to close the account and pay the balance to my current account at Santander. Money was there when I logged in at 7am this morning

The account was closed and transferred to me in the middle of the night, but my slight annoyance is that there are no statements (unless something is due in the post?) and the account has now vanished from the app, which somewhat stuffs up my interest spreadsheet. I've deducted the 13 x £500 deposits and the £49-odd interest that I luckily noted from last year so with the remainder it should tally up with an extra £167.95 interest this financial year