Regular Savings Accounts: The Best Currently Available List!

LZC

I have potentially the opposite issue in that I manually transferred March’s money just after midnight on Friday morning and it’s showing as received Thursday - giving me two February payments.

 I’m not sure if Skipton have invented time travel or just moved to a different time zone to the UK….

Nick_C

Bigwheels1111 said:

Did a manual transfer to Skipton on the 1st for my R/S, at about 7.00am.
It was showing up around 14.00pm.
Gaterhouse took until 16.00pm and that was a SO.
Gatehouse goes through Barclays so take more time.

Skipton also goes through Barclays.  Many BS credits do.  The money sits in a Barclays account belonging to Skipton until Skipton run a batch program to process it. 

Bobblehat

Just to add to the conundrum, SO from Santander CA went out to Skipton RS on Friday 1st, still not showing as received today? No problem 1st February!

I won't bother contacting them unless it doesn't appear sometime tomorrow.

fabsaver

For a self proclaimed 'ethical' bank with a Which Eco Provider award the Co-operative seem to generate an awful lot of paper correspondence.

My new regular saver has so far produced 2 emails, which would have been sufficient alone, and three letters in the post:
TB04 dated 22 February
TB90 dated 24 February
RG04 dated 27 February

I hope that is the end of it. I wondered if perhaps I had missed a tick-box for paperless correspondence but it seems others on here are receiving similar.

friolento

fabsaver said:

For a self proclaimed 'ethical' bank with a Which Eco Provider award the Co-operative seem to generate an awful lot of paper correspondence.

My new regular saver has so far produced 2 emails, which would have been sufficient alone, and three letters in the post:
TB04 dated 22 February
TB90 dated 24 February
RG04 dated 27 February

I hope that is the end of it. I wondered if perhaps I had missed a tick-box for paperless correspondence but it seems others on here are receiving similar.

My COOP RS was fully funded on Feb 27. I have received several emails about it but no letter.

simonsmithsays

fabsaver said:

For a self proclaimed 'ethical' bank with a Which Eco Provider award the Co-operative seem to generate an awful lot of paper correspondence.

My new regular saver has so far produced 2 emails, which would have been sufficient alone, and three letters in the post:
TB04 dated 22 February
TB90 dated 24 February
RG04 dated 27 February

I hope that is the end of it. I wondered if perhaps I had missed a tick-box for paperless correspondence but it seems others on here are receiving similar.

They were supposed to be ethical when Reverend Paul Flowers was in charge.

That ended well!

WillPS

Odd one - my wife opened and funded her Club Lloyds Monthly Saver on March 8th last year. She went on to her app today to do her 'monthly money move abouts', and discovered the account had already matured, interest had been paid and the account transitioned to a Standard Saver. It appears to have happened on March 1st, a full week earlier than we expected.

My monthly saver, opened on March 23rd last year, remains unmatured.

Is it normal for LBG to mature off regular savers at ~51 weeks?

ChewyyBacca

pecunianonolet said:

Cashminder with Coop opened yesterday, email received account is approved yesterday evening. Applied for the reg saver after lunch today, received an email 1h later that application is declined because I don't have an eligible account. 

Guess I'll have to wait until next week or risk it now to wait until early March so interest drops into 25/26. Let's hope the account is on the market for a bit longer and not just 5 days like the switch offer.

pecunianonolet
I plan to follow the same footsteps as you.
Could you finally open Co Op RS?
Did you appeal against their rejection, because T&Cs are contradictory to their email.

Cheers

JamesRobinson48

WillPS said:

Odd one - my wife opened and funded her Club Lloyds Monthly Saver on March 8th last year. She went on to her app today to do her 'monthly money move abouts', and discovered the account had already matured, interest had been paid and the account transitioned to a Standard Saver. It appears to have happened on March 1st, a full week earlier than we expected.

My monthly saver, opened on March 23rd last year, remains unmatured.

Is it normal for LBG to mature off regular savers at ~51 weeks?

I feel the most likely explanation is that actually your wife opened her Club Lloyds Monthly Saver on March 1st last year, but did not fund it until March 8th.  If that isn't what happened, then yes this is an odd one.

BestSeagull

My TSB regular saver has matured and I'm thinking about opening a new one. I seem to remember some of you saying you had managed to fund yours manually even though the terms and conditions dictate that it needs to be funded by standing order. I'd much prefer to do it manually if possible.
Can anyone confirm?