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Regular Savings Accounts: The Best Currently Available List!

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  • francoghezzi
    francoghezzi Posts: 165 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    edited 2 March 2024 at 11:47PM
    Hi all, I made my £250 monthly payment into the Skipton 7% regular saver yesterday (1st March) but it’s not yet showing in my Skipton account, I thought it would have shown up by today. Can anyone else who has the Skipton account and made a manual transfer yesterday see the payment in their account? Thank you 😊
    They are very slow. I made a faster payment on Thursday night at 1 and it appeared on line 12 hours later (not bad for a ... faster payment). On Friday morning I called them and was told they could see the payment in the system but it hadn't been processed yet. Phone them on monday morning. Payments with debit card take 3 days . Faster payments sent during day are usually shown in less than an hour, but those done during night or in the evening may appear many hours later
     
  • Thank you @francoghezzi, yes I made ‘a faster payment’ very early on Friday, I’ll wait until normal working hours for the April payment. I’ve even checked the payment details at least four times to make they were correct, lol. I’ll definitely ring them on Monday to make sure it’s been received.
  • Aidanmc
    Aidanmc Posts: 1,324 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Hi all, I made my £250 monthly payment into the Skipton 7% regular saver yesterday (1st March) but it’s not yet showing in my Skipton account, I thought it would have shown up by today. Can anyone else who has the Skipton account and made a manual transfer yesterday see the payment in their account? Thank you 😊

    I made a manual payment on 1st March and it was showing today 2nd March when i checked it around midday
  • friolento
    friolento Posts: 2,447 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    Hi all, I made my £250 monthly payment into the Skipton 7% regular saver yesterday (1st March) but it’s not yet showing in my Skipton account, I thought it would have shown up by today. Can anyone else who has the Skipton account and made a manual transfer yesterday see the payment in their account? Thank you 😊
    They are always very slow but do credit the payment eventually, dated the working day it was sent, or the next working day if sent on a non-working day. My March deposit made by SO on March 1 is still not showing 
  • RosieRooBear
    RosieRooBear Posts: 166 Forumite
    100 Posts Second Anniversary Name Dropper
    Thanks @friolento, I think I was worrying more as my last months payment showed up the next day, at least I’m not the only one 😊
  • Bigwheels1111
    Bigwheels1111 Posts: 3,038 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Did a manual transfer to Skipton on the 1st for my R/S, at about 7.00am.
    It was showing up around 14.00pm.
    Gaterhouse took until 16.00pm and that was a SO.
    Gatehouse goes through Barclays so take more time.

  • LZC
    LZC Posts: 38 Forumite
    Second Anniversary 10 Posts Name Dropper
    I have potentially the opposite issue in that I manually transferred March’s money just after midnight on Friday morning and it’s showing as received Thursday - giving me two February payments.

     I’m not sure if Skipton have invented time travel or just moved to a different time zone to the UK….
  • Nick_C
    Nick_C Posts: 7,604 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    Did a manual transfer to Skipton on the 1st for my R/S, at about 7.00am.
    It was showing up around 14.00pm.
    Gaterhouse took until 16.00pm and that was a SO.
    Gatehouse goes through Barclays so take more time.

    Skipton also goes through Barclays.  Many BS credits do.  The money sits in a Barclays account belonging to Skipton until Skipton run a batch program to process it. 
  • Bobblehat
    Bobblehat Posts: 771 Forumite
    Seventh Anniversary 500 Posts I've been Money Tipped! Name Dropper
    Just to add to the conundrum, SO from Santander CA went out to Skipton RS on Friday 1st, still not showing as received today? No problem 1st February!

    I won't bother contacting them unless it doesn't appear sometime tomorrow.
  • fabsaver
    fabsaver Posts: 1,305 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    For a self proclaimed 'ethical' bank with a Which Eco Provider award the Co-operative seem to generate an awful lot of paper correspondence.

    My new regular saver has so far produced 2 emails, which would have been sufficient alone, and three letters in the post:
    TB04 dated 22 February
    TB90 dated 24 February
    RG04 dated 27 February

    I hope that is the end of it. I wondered if perhaps I had missed a tick-box for paperless correspondence but it seems others on here are receiving similar.



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