Regular Savings Accounts: The Best Currently Available List!

Descrabled

TSB RS

I can confirm that, notwithstanding T&C, you can and I do fund this account manually from a TSB account, but you need to set up a new payee in the TSB current account. Additionally, you can fund the RS from an external current account by faster payments and/or standing order.

WillPS

JamesRobinson48 said:

WillPS said:

Odd one - my wife opened and funded her Club Lloyds Monthly Saver on March 8th last year. She went on to her app today to do her 'monthly money move abouts', and discovered the account had already matured, interest had been paid and the account transitioned to a Standard Saver. It appears to have happened on March 1st, a full week earlier than we expected.

My monthly saver, opened on March 23rd last year, remains unmatured.

Is it normal for LBG to mature off regular savers at ~51 weeks?

I feel the most likely explanation is that actually your wife opened her Club Lloyds Monthly Saver on March 1st last year, but did not fund it until March 8th.  If that isn't what happened, then yes this is an odd one.

Thank you! My immediate readction was 'no I'm pretty sure it was that date'. Then I remembered hers was actually set up as part of a branch appointment regarding a joint account. Dug out the appointment confirmation and it was March 2nd.

subjecttocontract

I would never criticise anyone for thinking that Lloyds might have made a mistake.😉😉

allegro120

BestSeagull said:

My TSB regular saver has matured and I'm thinking about opening a new one. I seem to remember some of you saying you had managed to fund yours manually even though the terms and conditions dictate that it needs to be funded by standing order. I'd much prefer to do it manually if possible.
Can anyone confirm? 

Yes, that's what I'm doing.

Bobblehat

Skipton RS .... via chat just now, I inquired about the SO that is not yet showing in my RS, which went out on 1st March ......

There's been an issue with a batch of bank transfers received on the 1st, we're working to sort this and you will be able to see the funds in your account when this is resolved.

No time scale for this at present ... I'll check back tomorrow.

RosieRooBear

Skipton R/S, phoned them just now and as @Bobblehat has said, there is an issue with some payments made on 1st March. Mine was a manual payment that I made at 00:30 on 1st March from Barclays. I was told the issue is with payments made from Barclays but unsure whether it’s Barclays or Skiptons which has caused the problem. They’re hoping to have it fixed by the end of the day 🤷🏼‍♀️

BestSeagull

@Descrabled, @allegro120, thanks very much!

I just received an email telling me I have 30 days to set up a standing order. Presumably they don't enforce that?

BestSeagull

AIB (NI) Regular Saver

Interest rate: 6% gross p.a. variable from 26th October 2023
Monthly payment: £0-£500
Miss any payments: Miss as many as you wish
Penalty-free withdrawals: Yes, as many as you wish
Age of applicant: At least 18 years old
How to open account: Branch or online
Special conditions: You can continue to save into this account after 12 months but the balance that will earn this interest rate will reset to £500 per month of new deposits (existing deposits within the first 12 months will then earn a lower interest rate).


Sorry if this has already been discussed. Has anyone found a way to open this account other than by visiting a branch? I just spoke to someone there and she told me that the only way to get online access is to first visit a branch and open the account there?

Wheres_My_Cashback

BestSeagull said:

AIB (NI) Regular Saver

Interest rate: 6% gross p.a. variable from 26th October 2023
Monthly payment: £0-£500
Miss any payments: Miss as many as you wish
Penalty-free withdrawals: Yes, as many as you wish
Age of applicant: At least 18 years old
How to open account: Branch or online
Special conditions: You can continue to save into this account after 12 months but the balance that will earn this interest rate will reset to £500 per month of new deposits (existing deposits within the first 12 months will then earn a lower interest rate).


Sorry if this has already been discussed. Has anyone found a way to open this account other than by visiting a branch? I just spoke to someone there and she told me that the only way to get online access is to first visit a branch and open the account there?

Mentioned quite a while ago. Must have an AIB select or current a/c.

francoghezzi

Co-op RS 7%
Just received my letter confirming my account and it's clearly stated that the "Regular Saver is a fixed-term account for 12 months, paying a FIXED interest rate of 7% with a maximum deposit of £250 per calendar month". As long as English is still this country's language I would say there are no doubts whatsoever. There is a good suggestion in one of the posts I read yesterday on here to keep anyway the letter in case of a drop in that percentage that, I would say, looks rather unlikely.