Regular Savings Accounts: The Best Currently Available List!

happybagger

10_66 said:

happybagger said:

Bridlington1 said:

Not top regular savers by any strech of the imagination but may be of interest to those who have them sat with minimum balances:
Darlington BS Regular Monthly Saver will reduce from 4.6% to 4.2% from 4/3/24. Source: Letter
Green RS and Special Occasion Saver (both NLA) will also reduce from 4.6% to 4.2% on 4/3/24

I have the Special Occasions (balance over £100) and haven't received any letter (or email) yet.

They must be staggering the letters, I had one letter for the Regular Monthly one day, and then a few days later I got them for the Special Occasions.

11 days since @Bridlington1 posted this I'm still waiting for something from DBS. Maybe they're keeping my rate at a special former carpetbagger rate 

ForumUser7

happybagger said:

10_66 said:

happybagger said:

Bridlington1 said:

Not top regular savers by any strech of the imagination but may be of interest to those who have them sat with minimum balances:
Darlington BS Regular Monthly Saver will reduce from 4.6% to 4.2% from 4/3/24. Source: Letter
Green RS and Special Occasion Saver (both NLA) will also reduce from 4.6% to 4.2% on 4/3/24

I have the Special Occasions (balance over £100) and haven't received any letter (or email) yet.

They must be staggering the letters, I had one letter for the Regular Monthly one day, and then a few days later I got them for the Special Occasions.

11 days since @Bridlington1 posted this I'm still waiting for something from DBS. Maybe they're keeping my rate at a special former carpetbagger rate 

I haven't had the letters either, but wondered if this was because the balances are less than £100

HHUK

Just received an email from The Co-operative Bank advising that the new Regular Saver has been added to the accounts qualifying for the £50 savings bonus available as part of their Switch and Save offer.

Hattie627

HHUK said:

Just received an email from The Co-operative Bank advising that the new Regular Saver has been added to the accounts qualifying for the £50 savings bonus available as part of their Switch and Save offer.

It says that if you have more than one qualifying accounts, they will pay the £50 bonus into the last one to be funded. Presumably if you have funded the RS with the calendar monthly maximum of £250 at the point in time when the bonus is paid, the RS will not reject the bonus? It doesn't say so in the email.

happybagger

ForumUser7 said:

happybagger said:

10_66 said:

happybagger said:

Bridlington1 said:

Not top regular savers by any strech of the imagination but may be of interest to those who have them sat with minimum balances:
Darlington BS Regular Monthly Saver will reduce from 4.6% to 4.2% from 4/3/24. Source: Letter
Green RS and Special Occasion Saver (both NLA) will also reduce from 4.6% to 4.2% on 4/3/24

I have the Special Occasions (balance over £100) and haven't received any letter (or email) yet.

They must be staggering the letters, I had one letter for the Regular Monthly one day, and then a few days later I got them for the Special Occasions.

11 days since @Bridlington1 posted this I'm still waiting for something from DBS. Maybe they're keeping my rate at a special former carpetbagger rate 

I haven't had the letters either, but wondered if this was because the balances are less than £100

As a former bagger I never let my BS accounts drop below £100

castle96

One left for me - Nationwide

ForumUser7

happybagger said:

ForumUser7 said:

happybagger said:

10_66 said:

happybagger said:

Bridlington1 said:

Not top regular savers by any strech of the imagination but may be of interest to those who have them sat with minimum balances:
Darlington BS Regular Monthly Saver will reduce from 4.6% to 4.2% from 4/3/24. Source: Letter
Green RS and Special Occasion Saver (both NLA) will also reduce from 4.6% to 4.2% on 4/3/24

I have the Special Occasions (balance over £100) and haven't received any letter (or email) yet.

They must be staggering the letters, I had one letter for the Regular Monthly one day, and then a few days later I got them for the Special Occasions.

11 days since @Bridlington1 posted this I'm still waiting for something from DBS. Maybe they're keeping my rate at a special former carpetbagger rate 

I haven't had the letters either, but wondered if this was because the balances are less than £100

As a former bagger I never let my BS accounts drop below £100

Is that £100 total holdings, or £100 in at least one account?

HHUK

Hattie627 said:

It says that if you have more than one qualifying accounts, they will pay the £50 bonus into the last one to be funded. Presumably if you have funded the RS with the calendar monthly maximum of £250 at the point in time when the bonus is paid, the RS will not reject the bonus? It doesn't say so in the email.

True, it doesn't. I have opened and funded the new Co-operative Bank Regular Saver with a token amount. I have yet to decide to what extent I wish to utilise it. I won't pay more than £200 into it next month until the bonus has been paid.

I had already opened their Online Saver and Base Rate Tracker accounts, and am expecting to receive the £50 bonus around 15 March, being 45 days after my switch date. At least then I will know which account receives the bonus.

ctdctd

I've just done a current account switch from Nationwide to NatWest for the £200 bonus.

I have a Nationwide Flex Regular saver with a few months to run @ 7%

Terms say it needs a Flex current account or they MAY convert to an instant saver.

Anyone know if they enforce this in practise?

happybagger

ForumUser7 said:

happybagger said:

As a former bagger I never let my BS accounts drop below £100

Is that £100 total holdings, or £100 in at least one account?

It's my understanding that it's share accounts totalling £100 but happy to be corrected if someone wishes to check the actual legislation. The wording in BS rules tends to say "holds a share investment of at least £100" so is open to interpretation.

Although in my case I only have the one account at DBS anyway