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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • E_zroda
    E_zroda Posts: 97 Forumite
    Fifth Anniversary 10 Posts Photogenic Name Dropper
    edited 26 February 2024 at 6:27PM
    TBH, I'm glad I didn't go for the Co-op Bank RS, and I have no other Co-op Bank products. This is one of the banks that I've avoided all engagement with for many years, and it would take a whole lot more than a 7% RS to change my mind.
    Likewise

    Scores of accounts here but Coop isn't one I'll ever touch again.

    Them, Scottish Building Society and Punjabi National Bank all have the same level of incompetence IMO
    Whatever you say about Co-op, I will forever fondly remember their Children Bonus Saver (each year until they were 18 my kids received £10 for simply keeping it open with £50 in it). This RS could be a bit of faff to set-up, but its flexibility IMHO will reward the effort. If only it was fixed rather than variable rate......

    p.s. that lasted until 2023, it was not last century stuff
  • Aidanmc
    Aidanmc Posts: 1,405 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Aidanmc said:
    Just checking i'm correct, there are no withdrawal restrictions on the Coventry First Home Saver?

    Depends which flavour you have - the 2nd issue has a 60 day notice

    I believe its the first issue, currently 5.6%
    Was just thinking, might need to withdraw some to fund some other higher interest RS's
  • Speculator
    Speculator Posts: 2,376 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Aidanmc said:
    Aidanmc said:
    Just checking i'm correct, there are no withdrawal restrictions on the Coventry First Home Saver?

    Depends which flavour you have - the 2nd issue has a 60 day notice

    I believe its the first issue, currently 5.6%
    Was just thinking, might need to withdraw some to fund some other higher interest RS's
    Yes, no withdrawal limits.

    Have made multiple withdrawals already with no penalty.
  • friolento
    friolento Posts: 2,544 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    Hooray, COOP RS now visible online/ in app. Funded mine.
  • surreysaver
    surreysaver Posts: 4,907 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    friolento said:
    Hooray, COOP RS now visible online/ in app. Funded mine.
    Mine's visible. But how do you fund it? There's no option to move money between accounts in the app, and it won't let me set it up as a payee as the 'details don't match'
    I consider myself to be a male feminist. Is that allowed?
  • friolento
    friolento Posts: 2,544 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    friolento said:
    Hooray, COOP RS now visible online/ in app. Funded mine.
    Mine's visible. But how do you fund it? There's no option to move money between accounts in the app, and it won't let me set it up as a payee as the 'details don't match'
    I transferred £250 in the app, from the current acct.
  • friolento said:
    Hooray, COOP RS now visible online/ in app. Funded mine.
    Mine's visible. But how do you fund it? There's no option to move money between accounts in the app, and it won't let me set it up as a payee as the 'details don't match'
    Transfer between accounts is available online.
  • surreysaver
    surreysaver Posts: 4,907 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 27 February 2024 at 8:32AM
    friolento said:
    friolento said:
    Hooray, COOP RS now visible online/ in app. Funded mine.
    Mine's visible. But how do you fund it? There's no option to move money between accounts in the app, and it won't let me set it up as a payee as the 'details don't match'
    I transferred £250 in the app, from the current acct.
    No option in my app!  Had to do it via the website 
    I consider myself to be a male feminist. Is that allowed?
  • Stargunner
    Stargunner Posts: 1,004 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    friolento said:
    friolento said:
    Hooray, COOP RS now visible online/ in app. Funded mine.
    Mine's visible. But how do you fund it? There's no option to move money between accounts in the app, and it won't let me set it up as a payee as the 'details don't match'
    I transferred £250 in the app, from the current acct.
    No option in my app!  Had to do it via the website 
    Are you on Android, because it is available within the iphone app?
  • gt94sss2
    gt94sss2 Posts: 6,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 27 February 2024 at 9:26AM
    friolento said:
    friolento said:
    Hooray, COOP RS now visible online/ in app. Funded mine.
    Mine's visible. But how do you fund it? There's no option to move money between accounts in the app, and it won't let me set it up as a payee as the 'details don't match'
    I transferred £250 in the app, from the current acct.
    No option in my app!  Had to do it via the website 
    Are you on Android, because it is available within the iphone app?
    The option shows in the Android app as well.

    Use the Pay and transfer tab
    Select the current account
    Choose 'Transfer to one of your accounts '
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