Regular Savings Accounts: The Best Currently Available List!

Bridlington1

YBS Christmas 2024 regular saver:

• Will be launched on 17/1/24
• 6% variable
• Max deposit £150/mth
• Allows 1 penalty free withdrawal/yr
• Matures 31/10/24

Source: branch

Bigwheels1111

Bridlington1 said:

Skipton BS Member Regular Saver Issue 3 has been launched at 7% fixed, replacing issue 2 at 7.5%.

• Max deposit £250/mth
• Available to existing Skipton members, who joined on or before 11/01/24
  
• No withdrawals permitted except early closure
• You can not hold both issue 2 and 3 simultaneously

AGHHHHH.

I want both, tossing dummy out of pram.

jim1999

Bridlington1 said:

YBS Christmas 2024 regular saver:

• Will be launched on 17/1/24
• 6% variable
• Max deposit £150/mth
• Allows 1 penalty free withdrawal/yr
• Matures 31/10/24

Source: branch

Oof, that's not as good as I was hoping for.  Think I might skip this one.

georged123

Always nice to wake up to a 7% regular saver I’m eligible for and easy to open and fund. 

Thanks for posting Bridlington.

AmityNeon

A Regular Saver term that lasts for 9.5 months? How peculiar, though based on its name/purpose I can understand it needing to mature comfortably before Christmas 2024. It’s still worth opening for me. It may be variable, but given the marketing context, the optics would look terrible if they announced a rate reduction.

(AER is 6.04% for YBS Christmas 2024 Regular Saver)

Stargunner

Bridlington1 said:

Skipton BS Member Regular Saver Issue 3 has been launched at 7% fixed, replacing issue 2 at 7.5%.

• Max deposit £250/mth
• Available to existing Skipton members, who joined on or before 11/01/24
  
• No withdrawals permitted except early closure
• You can not hold both issue 2 and 3 simultaneously

Could be useful for some to be able to top up for previous months that you haven’t paid in the £250 limit

• You can pay in as many times as you like each month, as long as you don t exceed the £250
• monthly allowance.
• Any unused monthly allowances can be rolled over to future months, up to a maximum of £3,000 over the 12-month term.

ns1993

Bridlington1 said:

Skipton BS Member Regular Saver Issue 3 has been launched at 7% fixed, replacing issue 2 at 7.5%. 

• Max deposit £250/mth
• Available to existing Skipton members, who joined on or before 11/01/24
  
• No withdrawals permitted except early closure
• You can not hold both issue 2 and 3 simultaneously

According to Live Chat, it is possible to hold both the 7.5% Issue 2 and the 7% Issue 3 of this

Bridlington1

ns1993 said:

Bridlington1 said:

Skipton BS Member Regular Saver Issue 3 has been launched at 7% fixed, replacing issue 2 at 7.5%. 

• Max deposit £250/mth
• Available to existing Skipton members, who joined on or before 11/01/24
  
• No withdrawals permitted except early closure
• You can not hold both issue 2 and 3 simultaneously

According to Live Chat, it is possible to hold both the 7.5% Issue 2 and the 7% Issue 3 of this

I tried applying in the app and it told me I wasn't eligible. I called my local branch and they confirmed that you can hold either issue 2 or issue 3, but not both at the same time.

pecunianonolet

Bridlington1 said:

ns1993 said:

Bridlington1 said:

Skipton BS Member Regular Saver Issue 3 has been launched at 7% fixed, replacing issue 2 at 7.5%. 

• Max deposit £250/mth
• Available to existing Skipton members, who joined on or before 11/01/24
  
• No withdrawals permitted except early closure
• You can not hold both issue 2 and 3 simultaneously

According to Live Chat, it is possible to hold both the 7.5% Issue 2 and the 7% Issue 3 of this

I tried applying in the app and it told me I wasn't eligible. I called my local branch and they confirmed that you can hold either issue 2 or issue 3, but not both at the same time.

I can confirm, not working to open in the app, getting the same message.

subjecttocontract

AmityNeon said:

A Regular Saver term that lasts for 9.5 months? How peculiar, though based on its name/purpose I can understand it needing to mature comfortably before Christmas 2024. It’s still worth opening for me. It may be variable, but given the marketing context, the optics would look terrible if they announced a rate reduction.

(AER is 6.04% for YBS Christmas 2024 Regular Saver)

It's difficult for me to get very excited about this......approx £37 in interest is hardly worth getting out of bed for !