Regular Savings Accounts: The Best Currently Available List!

OneUser1

Yorkshire have sent me a generic promotional email saying the Christmas Regular Saver will be launched ‘soon’… No other details.

Bigwheels1111

Please no more regular savers. I’m getting addicted to them.
Im up to 8 now or is it nine.

Speculator

Bigwheels1111 said:

Please no more regular savers. I’m getting addicted to them.
Im up to 8 now or is it nine.

get ready...

Bridlington1

Bigwheels1111 said:

Please no more regular savers. I’m getting addicted to them.
I'm up to 8 now or is it nine.

If you think you're getting addicted to regular savers, how would you describe me? I'm currently on 42 and am looking forward to adding YBS's Christmas RS to my collection, taking my total to 43 or possibly higher if I open another RS in the meantime.

brucefan_2

Bridlington1 said:

Bigwheels1111 said:

Please no more regular savers. I’m getting addicted to them.
I'm up to 8 now or is it nine.

If you think you're getting addicted to regular savers, how would you describe me? I'm currently on 42 and am looking forward to adding YBS's Christmas RS to my collection, taking my total to 43 or possibly higher if I open another RS in the meantime.

@Bridlington1

A tip of the hat to you, sir, for keeping tabs on all of that and being on top of things.

Out of curiosity, did you have a strategy to begin with or did the collection grow organically?

trickydicky14

I do hope it’s a good rate and pay in, mind you, YBS are generally very good with this sort of thing.

silvercar

Bridlington1 said:

Bigwheels1111 said:

Please no more regular savers. I’m getting addicted to them.
I'm up to 8 now or is it nine.

If you think you're getting addicted to regular savers, how would you describe me? I'm currently on 42 and am looking forward to adding YBS's Christmas RS to my collection, taking my total to 43 or possibly higher if I open another RS in the meantime.

Wow! How much do you think you gain, in percentage terms, over putting all your savings in a fixed rate account?

Bridlington1

brucefan_2 said:

Bridlington1 said:

Bigwheels1111 said:

Please no more regular savers. I’m getting addicted to them.
I'm up to 8 now or is it nine.

If you think you're getting addicted to regular savers, how would you describe me? I'm currently on 42 and am looking forward to adding YBS's Christmas RS to my collection, taking my total to 43 or possibly higher if I open another RS in the meantime.

@Bridlington1

A tip of the hat to you, sir, for keeping tabs on all of that and being on top of things.

Out of curiosity, did you have a strategy to begin with or did the collection grow organically?

I have no regular saver strategy as such and never really have, I just open any account that I think might come in useful either now or at a later date. I only had 3 regular savers at the start of 2022 and they've sort of bred a bit from there, eventually quattuordecupling over the course of last 2 years. I never intended to have this many, it's just how my savings affairs have ended up and it became a bit of a hobby in the end, all listed on the old spreadsheet so I find it quite straightforward to manage.

silvercar said:

Bridlington1 said:

Bigwheels1111 said:

Please no more regular savers. I’m getting addicted to them.
I'm up to 8 now or is it nine.

If you think you're getting addicted to regular savers, how would you describe me? I'm currently on 42 and am looking forward to adding YBS's Christmas RS to my collection, taking my total to 43 or possibly higher if I open another RS in the meantime.

Wow! How much do you think you gain, in percentage terms, over putting all your savings in a fixed rate account?

I've never bothered to calculate it, during 2022 I held off fixes due to savings rates rising at the time and by the time fixes started to look more competitive my circumstances took fixes out of the equation for me as I plan to buy my first home this year so will need access to the vast majority of my savings in the coming months.

Bridlington1

Skipton BS Member Regular Saver Issue 3 has been launched at 7% fixed, replacing issue 2 at 7.5%.

• Max deposit £250/mth
• Available to existing Skipton members, who joined on or before 11/01/24
  
• No withdrawals permitted except early closure
• You can not hold both issue 2 and 3 simultaneously

badger09

@Bridlington1
I admire your dedication and would love to be a fly on the wall when you’re asked for evidence of the source of funds for your first home. 

Hope you’re keeping meticulous records as I suspect you’ll need them.