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Regular Savings Accounts: The Best Currently Available List!
Comments
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Yorkshire have sent me a generic promotional email saying the Christmas Regular Saver will be launched ‘soon’… No other details.7
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Please no more regular savers. I’m getting addicted to them.
Im up to 8 now or is it nine.0 -
get ready...Bigwheels1111 said:Please no more regular savers. I’m getting addicted to them.
Im up to 8 now or is it nine.
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If you think you're getting addicted to regular savers, how would you describe me? I'm currently on 42 and am looking forward to adding YBS's Christmas RS to my collection, taking my total to 43 or possibly higher if I open another RS in the meantime.Bigwheels1111 said:Please no more regular savers. I’m getting addicted to them.
I'm up to 8 now or is it nine.7 -
@Bridlington1Bridlington1 said:
If you think you're getting addicted to regular savers, how would you describe me? I'm currently on 42 and am looking forward to adding YBS's Christmas RS to my collection, taking my total to 43 or possibly higher if I open another RS in the meantime.Bigwheels1111 said:Please no more regular savers. I’m getting addicted to them.
I'm up to 8 now or is it nine.
A tip of the hat to you, sir, for keeping tabs on all of that and being on top of things.
Out of curiosity, did you have a strategy to begin with or did the collection grow organically?£6000 in 20232 -
I do hope it’s a good rate and pay in, mind you, YBS are generally very good with this sort of thing.
I choose the rooms that I live in with care,
The windows are small and the walls almost bare,
There's only one bed and there's only one prayer;
I listen all night for your step on the stair.2 -
Wow! How much do you think you gain, in percentage terms, over putting all your savings in a fixed rate account?Bridlington1 said:
If you think you're getting addicted to regular savers, how would you describe me? I'm currently on 42 and am looking forward to adding YBS's Christmas RS to my collection, taking my total to 43 or possibly higher if I open another RS in the meantime.Bigwheels1111 said:Please no more regular savers. I’m getting addicted to them.
I'm up to 8 now or is it nine.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.2 -
I have no regular saver strategy as such and never really have, I just open any account that I think might come in useful either now or at a later date. I only had 3 regular savers at the start of 2022 and they've sort of bred a bit from there, eventually quattuordecupling over the course of last 2 years. I never intended to have this many, it's just how my savings affairs have ended up and it became a bit of a hobby in the end, all listed on the old spreadsheet so I find it quite straightforward to manage.brucefan_2 said:
@Bridlington1Bridlington1 said:
If you think you're getting addicted to regular savers, how would you describe me? I'm currently on 42 and am looking forward to adding YBS's Christmas RS to my collection, taking my total to 43 or possibly higher if I open another RS in the meantime.Bigwheels1111 said:Please no more regular savers. I’m getting addicted to them.
I'm up to 8 now or is it nine.
A tip of the hat to you, sir, for keeping tabs on all of that and being on top of things.
Out of curiosity, did you have a strategy to begin with or did the collection grow organically?
I've never bothered to calculate it, during 2022 I held off fixes due to savings rates rising at the time and by the time fixes started to look more competitive my circumstances took fixes out of the equation for me as I plan to buy my first home this year so will need access to the vast majority of my savings in the coming months.silvercar said:
Wow! How much do you think you gain, in percentage terms, over putting all your savings in a fixed rate account?Bridlington1 said:
If you think you're getting addicted to regular savers, how would you describe me? I'm currently on 42 and am looking forward to adding YBS's Christmas RS to my collection, taking my total to 43 or possibly higher if I open another RS in the meantime.Bigwheels1111 said:Please no more regular savers. I’m getting addicted to them.
I'm up to 8 now or is it nine.5 -
Skipton BS Member Regular Saver Issue 3 has been launched at 7% fixed, replacing issue 2 at 7.5%.
- Max deposit £250/mth
- Available to existing Skipton members, who joined on or before 11/01/24
- No withdrawals permitted except early closure
- You can not hold both issue 2 and 3 simultaneously
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@Bridlington1
I admire your dedication and would love to be a fly on the wall when you’re asked for evidence of the source of funds for your first home.Hope you’re keeping meticulous records as I suspect you’ll need them.2
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