Regular Savings Accounts: The Best Currently Available List!

trickydicky14

Bridlington1 said:

pokemaster said:

Gatehouse Bank Regular Saver 7% (paid at maturity)

£300 Max Per Month pay in

Source: Money Facts

Worth noting that although the rate is variable, no withdrawals/closure are allowed until the end of the term, unless the rate is reduced. 

I see you can carry over payments and miss payments plus min pay in is a £1 so I think it's worth a punt.

Bridlington1

trickydicky14 said:

Bridlington1 said:

pokemaster said:

Gatehouse Bank Regular Saver 7% (paid at maturity)

£300 Max Per Month pay in

Source: Money Facts

Worth noting that although the rate is variable, no withdrawals/closure are allowed until the end of the term, unless the rate is reduced. 

I see you can carry over payments and miss payments plus min pay in is a £1 so I think it's worth a punt.

You can't carry over payments from previous months. From the terms:

I'd agree though that with a £1 minimum deposit and the ability to skip months it is worth opening, though £1 is all they're getting from me for the next few months at least due to my circumstances.

flaneurs_lobster

Bridlington1 said:

trickydicky14 said:

Bridlington1 said:

pokemaster said:

Gatehouse Bank Regular Saver 7% (paid at maturity)

£300 Max Per Month pay in

Source: Money Facts

Worth noting that although the rate is variable, no withdrawals/closure are allowed until the end of the term, unless the rate is reduced. 

I see you can carry over payments and miss payments plus min pay in is a £1 so I think it's worth a punt.

You can't carry over payments from previous months. From the terms:

I'd agree though that with a £1 minimum deposit and the ability to skip months it is worth opening, though £1 is all they're getting from me for the next few months at least due to my circumstances.

Will it be possible to open and fund before end of November? 

Bigwheels1111

Just spoke to Gatehouse.

I will not be opening this until Friday the 1th December. As 25th cut off has been missed.

Their notes say the same, 25th cut off for the month.

Its been raised up the chain.

But its up to you to decide if you want the agro that might be caused by this and loss of interest for near on a month.

My suggestion was you should have opend this 2 day later.

Hattie627

flaneurs_lobster said:

Bridlington1 said:

trickydicky14 said:

Bridlington1 said:

pokemaster said:

Gatehouse Bank Regular Saver 7% (paid at maturity)

£300 Max Per Month pay in

Source: Money Facts

Worth noting that although the rate is variable, no withdrawals/closure are allowed until the end of the term, unless the rate is reduced. 

I see you can carry over payments and miss payments plus min pay in is a £1 so I think it's worth a punt.

You can't carry over payments from previous months. From the terms:

I'd agree though that with a £1 minimum deposit and the ability to skip months it is worth opening, though £1 is all they're getting from me for the next few months at least due to my circumstances.

Will it be possible to open and fund before end of November? 

I have opened and funded with £300 today. Standing Order set up for next payment on Friday (1st Dec)

trickydicky14

Bridlington1 said:

trickydicky14 said:

Bridlington1 said:

pokemaster said:

Gatehouse Bank Regular Saver 7% (paid at maturity)

£300 Max Per Month pay in

Source: Money Facts

Worth noting that although the rate is variable, no withdrawals/closure are allowed until the end of the term, unless the rate is reduced. 

I see you can carry over payments and miss payments plus min pay in is a £1 so I think it's worth a punt.

You can't carry over payments from previous months. From the terms:

I'd agree though that with a £1 minimum deposit and the ability to skip months it is worth opening, though £1 is all they're getting from me for the next few months at least due to my circumstances.

Not sure how I came up with the carry over idea! must have just miss read it. As you say, still worth opening.

fabsaver

Bigwheels1111 said:

Just spoke to Gatehouse.

I will not be opening this until Friday the 1th December. As 25th cut off has been missed.

Their notes say the same, 25th cut off for the month.

Its been raised up the chain.

But its up to you to decide if you want the agro that might be caused by this and loss of interest for near on a month.

My suggestion was you should have opend this 2 day later.

That clause is just to ensure standing orders are processed in time in February, to allow for weekends or any additional bank holidays. Other banks specify something similar but you can still pay into their accounts after that date.

A faster payment sent today or tomorrow should reach the account this month. I opened mine this morning and that's what I plan to do.

Hattie627

Gatehouse

When you open the account, it says that User ID will come in the post in Welcome Letter. This might put you off funding account immediately as you won't be able to see it until the letter arrives.

However, I have just received an email (an hour after opening the account) with User ID. My payment sent an hour ago by FP not showing yet, but it is one of these accounts where you send the payment to a holding account in the name of Gatehouse and it is then allocated to your own account.

subjecttocontract

Can you fund the account by standing order ?
Didn't see any mention of it in the notes.

flaneurs_lobster

Hattie627 said:

Gatehouse

When you open the account, it says that User ID will come in the post in Welcome Letter. This might put you off funding account immediately as you won't be able to see it until the letter arrives.

However, I have just received an email (an hour after opening the account) with User ID. My payment sent an hour ago by FP not showing yet, but it is one of these accounts where you send the payment to a holding account in the name of Gatehouse and it is then allocated to your own account.

Yep, opened and funded inside 10 minutes.

Annoying bits, why does the password not allow special characters? And the Captcha required is utterly pointless.