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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • castle96
    castle96 Posts: 3,036 Forumite
    Part of the Furniture 1,000 Posts
    Wasonly joking ! My existing FHS is for me
  • Just rang the branch, I'm eligible. Another one joins the list.
  • Thumbs_Up said:
    Section62 said:

    Yes a bit out of order me thinks
    He has said sorry, no need to nail him to the cross.

    Edit - I did say "He" hope i got your pronoun correct!

    Yes and please note I did 'thank' the person when they said sorry. So no nailing to the cross.


    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • Thumbs_Up said:
    Re Coventry BS - Looks like my Coventry first home saver 5.9% (1st addition opened Dec 2022) is not classed as a savings account because i get this -





    And no, i won't ring them...lol.
    Just thought I missed a rate increase as you state 5.9% but my account shows 5.6% gross. just in case somebody else gets confused. 
  • allegro120
    allegro120 Posts: 2,292 Forumite
    1,000 Posts Second Anniversary Name Dropper
    https://aibni.co.uk/our-products/savings-and-deposits/regular-saver

    AIB (NI) now offering 6% on their Regular Saver, depositing up to £500 each month. 
    Eligibility and full details above. 
    It's a good account though from what I can see you can only apply online if you're an existing AIB customer, if you're not you'd need to apply in branch.

    I notice their credit cards allow applications by post/phone so possibly a back-door route to opening?
    I called them and was told that there is no back-door route.
  • Thumbs_Up
    Thumbs_Up Posts: 965 Forumite
    500 Posts First Anniversary Name Dropper Photogenic
    edited 28 November 2023 at 3:31PM
    pecunianonolet said:Just thought I missed a rate increase as you state 5.9% but my account shows 5.6% gross. just in case somebody else gets confused. 
    Profound apologies, i am showing 5.6%. While I'm here can anyone tell me regarding the annual interest, was their an option to have the interest added to to account? as i have chosen interest to be paid out to my nominated account.

    Edit...again. This is reference to The Coventry FHS.

  • Thumbs_Up said:
    pecunianonolet said:Just thought I missed a rate increase as you state 5.9% but my account shows 5.6% gross. just in case somebody else gets confused. 
    Profound apologies, i am showing 5.6%. While I'm here can anyone tell me regarding the annual interest, was their an option to have the interest added to to account? as i have chosen interest to be paid out to my nominated account.

    Just checked my account, it's set up to pay interest back to itself.
  • Thumbs_Up
    Thumbs_Up Posts: 965 Forumite
    500 Posts First Anniversary Name Dropper Photogenic
    edited 28 November 2023 at 3:36PM
    Thumbs_Up said:
    pecunianonolet said:Just thought I missed a rate increase as you state 5.9% but my account shows 5.6% gross. just in case somebody else gets confused. 
    Profound apologies, i am showing 5.6%. While I'm here can anyone tell me regarding the annual interest, was their an option to have the interest added to to account? as i have chosen interest to be paid out to my nominated account.

    Just checked my account, it's set up to pay interest back to itself.
    Thanks, yeah, think i made a mistake on this. Every account i seem to open i always prefer and choose with out thinking too much about it is to have interest paid out.

  • pw23
    pw23 Posts: 85 Forumite
    10 Posts First Anniversary
    edited 28 November 2023 at 6:20PM


    Before I open and commit to my first regular saver account, are there any better rates  for a fixed regular  Saver than 8%?
    As is a variable rate, how long do you expect this competitive 8% to last?
      
    The MSE size says that it is variable for one year, does that mean it will be fixed after one year? If so, what rates?

    I want to save £600-700 per month In a regular saver account  But it seems that 250 is The maximum monthly allowance for a regular saver account 
    Do any any other banks, allow more for a regular favour?
  • Nick_C
    Nick_C Posts: 7,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    pw23 said:


    Before I open and commit to my first regular saver account, are there any better rates  for a fixed regular  Saver than 8%?
    As is a variable rate, how long do you expect this competitive 8% to last?
      
    The MSE size says that it is variable for one year, does that mean it will be fixed after one year? If so, what rates?

    I want to save £600-700 per month In a regular saver account  But it seems that 250 is The maximum monthly allowance for a regular saver account 
    Allow more? To any other banks, allow more for a regular favour?
    See page one of this thread
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