Regular Savings Accounts: The Best Currently Available List!

surreysaver

mebu60 said:

adindas said:

YBS Loyalty Regular eSaver 2023 7.0%

Apply today using existing login. It took me less than five minutes and it already shows on my List of account with AC no already shown. I got this massage on the account

"We're still setting up your account. Please come back tomorrow to make a deposit or change your account options. Withdrawals will be available in 14 days."

If only it were a massage :-) 

I had the same message when I set up mine the other day. The account was showing and I was happily able to transfer across funds from YBS Six Access eSaver that same day. 

Does the massage have a happy ending,?

adindas

refluxer said:

adindas said:

What method other people use to get the second Nationwide Flex RS 8%?

People will be ending up with multiple RS accounts unintentionally, due to repeated attempts following various error messages experienced during the application process today. The extra accounts will get closed down eventually.

If I remember correctly, NW is good at spotting offenders nowadays. At least it is based on my personal experience in the past and recently.

poshrule_uk

I opened my RS with Nationwide no problem but my wife has had the technical error message as well. Will wait to see if hers appear like people say it should.

flaneurs_lobster

refluxer said:

adindas said:

What method other people use to get the second Nationwide Flex RS 8%?

People will be ending up with multiple RS accounts unintentionally, due to repeated attempts following various error messages experienced during the application process today. The extra accounts will get closed down eventually.

Indeed. The quote is

You can only have one Flex Regular Saver Issue 2 account in your name at any time. You can't open this account in trust for the benefit of another person.

https://www.nationwide.co.uk/savings/flex-regular-saver/

friolento

ForumUser7 said:

csw5780 said:

Re: Nationwide RS2. Applied, error message, no email, account appeared in app after a few minutes. 

Were you able to get past the income and employment section into the nominated bank account for withdrawals section please? Or did you get the error message before it reached that page?

I didn't see any question about employment, just income. I specified Retired as occupation.

refluxer

poshrule_uk said:

I opened my RS with Nationwide no problem but my wife has had the technical error message as well. Will wait to see if hers appear like people say it should.

Did she receive the welcome email ? If so, it's not uncommon for Nationwide accounts to take a while to show up in online banking - this can be as long as next-day in my experience, although this does depend on the type of account (these regular savers do seem to appear straight away though).

If she didn't receive the email and you've waited for at least an hour or so, I would try again.

I applied late this morning and, as I hadn't received the email by mid-afternoon (and the account hadn't appeared in online banking), I applied again and was immediately successful, receiving the email within minutes..

dlevene

Very tempted by the Nationwide switch offer and RS.

I'm assuming First Direct needs an open current account to keep their regular saver?

Edit - having reread the T&Cs, looks like I need to keep a current account with FD, but the current account has no minimum direct debits etc so I can just keep it open to feed the existing RS, right?

dealyboy

@dlevene said:

Very tempted by the Nationwide switch offer and RS.

I'm assuming First Direct needs an open current account to keep their regular saver?

Edit - having reread the T&Cs, looks like I need to keep a current account with FD, but the current account has no minimum direct debits etc so I can just keep it open to feed the existing RS, right?

Yes. You need a current account with the SO set up from when you opened the RS. If you want to change the amount you can with a phone call but you can't change the date.

dlevene

dealyboy said:

@dlevene said:

Very tempted by the Nationwide switch offer and RS.

I'm assuming First Direct needs an open current account to keep their regular saver?

Edit - having reread the T&Cs, looks like I need to keep a current account with FD, but the current account has no minimum direct debits etc so I can just keep it open to feed the existing RS, right?

Yes. You need a current account with the SO set up from when you opened the RS. If you want to change the amount you can with a phone call but you can't change the date.

No I meant, the current account doesn't need a certain number of SOs/DDs or minimum pay in to avoid closure or a fee or whatever?

Bridlington1

dlevene said:

dealyboy said:

@dlevene said:

Very tempted by the Nationwide switch offer and RS.

I'm assuming First Direct needs an open current account to keep their regular saver?

Edit - having reread the T&Cs, looks like I need to keep a current account with FD, but the current account has no minimum direct debits etc so I can just keep it open to feed the existing RS, right?

Yes. You need a current account with the SO set up from when you opened the RS. If you want to change the amount you can with a phone call but you can't change the date.

No I meant, the current account doesn't need a certain number of SOs/DDs or minimum pay in to avoid closure or a fee or whatever?

There's no DD or pay in requirements on the FD current account whatsoever, you just need to deposit into their regular saver by SO from your FD current account and that's it.