Regular Savings Accounts: The Best Currently Available List!

SJMALBA

Middle_of_the_Road said:

adindas said:

Thumbs_Up said:

Nah, it’s not worth it. I only went with the Coventry first saver (1st addition) because it’s £1000 a month @ 5.60% with easy access. First direct because I wanted the easy switch money, currently putting in £300 a month but will most likely drop this down to £50 or whatever the bear minimum is. I mean at the end of the 12 month period what does 100 quid or whatever the sum is, what will it buy you. Having said that if you are a individual with 100 quid spare at the end of the month I can see it’s blessings. 

I haven’t gone with nationwide because I didn’t have a “burner account” also I would like to the keep the banks at arms distance and have them on my side. As aside it will be interesting to see if the banks play hardball with some forum members on here and we will have a stream of threads complaining bitterly about accounts being closed. 

Also this account will last for 36 month. By that time the inflation and subsequently the interest rate might already come down. By that time This account will triumph.

Is this a fixed rate account, as issue 2 is a variable rate account?

No, it's variable too, and has risen 4 times this year.

adindas

Wheres_My_Cashback said:

allegro120 said:

adindas said:

What method other people use to get the second Nationwide Flex RS 8%?

I tried it today this is what I get ...

You are only allowed one of these. If one manages to open two they will close one of them.

If they've tightened up their checks that is?

I remember not too far back of having 5 Flex direct current accounts paying 5%? for a year when only 1 was permitted. It was quite common amongst MSE readers to have a few ;-)
It only took them 10 months to notice before notifying of closure of 4 so I was quite happy with my extra 40 months of interest.

HSBC, First Direct, precise ...

TSB still ...

gwapenut

@Bridlington1 I notice you have Stafford Railway at 5.15% in your list, but I thought it was only 4.9%. I can't see anything else mentioned either on the front page of this thread or on SRBS's website?

Bridlington1

gwapenut said:

@Bridlington1 I notice you have Stafford Railway at 5.15% in your list, but I thought it was only 4.9%. I can't see anything else mentioned either on the front page of this thread or on SRBS's website?

SRBS currently only pays 4.9% but it was reported on this forum a few weeks ago that it will rise to 5.15% from 1/10/23, I can't remember off the top of my head who first mentioned it but if my memory serves me well they were told of the upcoming increase over the phone. Therefore my October provisional list shows the upcoming 5.15% rate.

Wheres_My_Cashback

gwapenut said:

@Bridlington1 I notice you have Stafford Railway at 5.15% in your list, but I thought it was only 4.9%. I can't see anything else mentioned either on the front page of this thread or on SRBS's website?

it's 5.15% from 01 Oct.

lightbulb2760

tg99 said:

Does Nationwide have a cut off for payments in to start receiving interest same day? Just funded £200 into the new Reg Sav and it has been credited with a date of 23 Sep.

Yes, 8.30pm.

chris_the_bee

gwapenut said:

@Bridlington1 I notice you have Stafford Railway at 5.15% in your list, but I thought it was only 4.9%. I can't see anything else mentioned either on the front page of this thread or on SRBS's website?

It rises to 5.15% from 4.9% WEF 1st October 2023

friolento

chris_the_bee said:

gwapenut said:

@Bridlington1 I notice you have Stafford Railway at 5.15% in your list, but I thought it was only 4.9%. I can't see anything else mentioned either on the front page of this thread or on SRBS's website?

It rises to 5.15% from 4.9% WEF 1st October 2023

I have closed my SRBS account. Even at 5.15% it doesn’t any longer cut the mustard for me. I was also not attracted by their £12k deposit offer. I put money into the 6.1% NS&I GGB and into the 5.2% Santander instant access instead.

pfpf

all these years and i still don't know if its possible to search buzz words within a thread.

NW Reg Saver @ 8%. can i open/fund last day of month A, then add funds on day 1 of month B? then day 1 from there on? would i fund 12 or 13 times?

thank you.

ColdIron

pfpf said:

NW Reg Saver @ 8%. can i open/fund last day of month A

Sure

then add funds on day 1 of month B? then day 1 from there on?

With the Nationwide RS yes

 would i fund 12 or 13 times?

Again, with NW 13