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Comments
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And takes away the foliage heaps.1
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Return of the terrible AI - I particularly like the floating in mid-air boxes...
https://www.rightmove.co.uk/properties/169454348#/?channel=RES_BUY🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her8 -
I don't even understand what is supposed to be happening on that wall!EssexHebridean said:Return of the terrible AI - I particularly like the floating in mid-air boxes...
https://www.rightmove.co.uk/properties/169454348#/?channel=RES_BUY
AI aside - I have such a pet hate for "breakfast bars" that face a wall, especially with a cupboard right in front of your face!1 -
You are worried about the AI, whilst I would be concerned about this:
https://jukesestates.co.uk/sell-with-no-agency-fee/
No reliance should be placed on the above! Absolutely none, do you hear?3 -
I disagree. I quite agree with what they're saying. It's almost always buyers mucking people about. Sellers are committed.GDB2222 said:You are worried about the AI, whilst I would be concerned about this:
https://jukesestates.co.uk/sell-with-no-agency-fee/
Facts are, don't use them if you're not committed.
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At what point do you pay this 1.2% non refundable fee? Surely, not before survey, mortgage offer, and all legals completed. At which point you are ready to exchange.monkey-fingers said:
I disagree. I quite agree with what they're saying. It's almost always buyers mucking people about. Sellers are committed.GDB2222 said:You are worried about the AI, whilst I would be concerned about this:
https://jukesestates.co.uk/sell-with-no-agency-fee/
Facts are, don't use them if you're not committed.No reliance should be placed on the above! Absolutely none, do you hear?2 -
Im not sure many people would buy this one.
Apologies if posted before.
https://www.bbc.co.uk/news/articles/cdrzrm82lepo
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Yes, and read their Ts and Cs.GDB2222 said:
At what point do you pay this 1.2% non refundable fee? Surely, not before survey, mortgage offer, and all legals completed. At which point you are ready to exchange.monkey-fingers said:
I disagree. I quite agree with what they're saying. It's almost always buyers mucking people about. Sellers are committed.GDB2222 said:You are worried about the AI, whilst I would be concerned about this:
https://jukesestates.co.uk/sell-with-no-agency-fee/
Facts are, don't use them if you're not committed.
They're quite clear that if you can't get a mortgage, or issues with the survey, you get your money back.
However, if you're pulling out because you've decided you don't want it, then you lose your money.
It's high time we went down the Scottish route. They don't muck about there. The English system is broken. Vendors invest hundreds if not thousands of pounds on solicitors, only for a buyer to suddenly decide to pull out for no good reason (or worse, gazunder)2 -
It’s not as simple as that. Unable to get a mortgage is not at all the same as able to get a mortgage from a mainstream lender at normal rates. Issues with the survey actually says issues with the survey that cannot be resolved. Resolved to whose satisfaction? The agent will have an enormous incentive to decide that an issue is resolved. All surveys find something, and it’s completely subjective whether the issue is resolved or not.monkey-fingers said:
Yes, and read their Ts and Cs.GDB2222 said:
At what point do you pay this 1.2% non refundable fee? Surely, not before survey, mortgage offer, and all legals completed. At which point you are ready to exchange.monkey-fingers said:
I disagree. I quite agree with what they're saying. It's almost always buyers mucking people about. Sellers are committed.GDB2222 said:You are worried about the AI, whilst I would be concerned about this:
https://jukesestates.co.uk/sell-with-no-agency-fee/
Facts are, don't use them if you're not committed.
They're quite clear that if you can't get a mortgage, or issues with the survey, you get your money back.
However, if you're pulling out because you've decided you don't want it, then you lose your money.
It's high time we went down the Scottish route. They don't muck about there. The English system is broken. Vendors invest hundreds if not thousands of pounds on solicitors, only for a buyer to suddenly decide to pull out for no good reason (or worse, gazunder)I’d need to see the details of the contract regarding this fee, together with details of the appeals process (of course there’s an appeal process, surely, as otherwise the estate agent becomes the sole judge of whether they can keep a very large sum of money), before paying them a bean.Or, I’d just buy a different property where I’m not required to pay the agent's fees.No reliance should be placed on the above! Absolutely none, do you hear?6 -
Agree with most of your post.GDB2222 said:
It’s not as simple as that. Unable to get a mortgage is not at all the same as able to get a mortgage from a mainstream lender at normal rates. Issues with the survey actually says issues with the survey that cannot be resolved. Resolved to whose satisfaction? The agent will have an enormous incentive to decide that an issue is resolved. All surveys find something, and it’s completely subjective whether the issue is resolved or not.monkey-fingers said:
Yes, and read their Ts and Cs.GDB2222 said:
At what point do you pay this 1.2% non refundable fee? Surely, not before survey, mortgage offer, and all legals completed. At which point you are ready to exchange.monkey-fingers said:
I disagree. I quite agree with what they're saying. It's almost always buyers mucking people about. Sellers are committed.GDB2222 said:You are worried about the AI, whilst I would be concerned about this:
https://jukesestates.co.uk/sell-with-no-agency-fee/
Facts are, don't use them if you're not committed.
They're quite clear that if you can't get a mortgage, or issues with the survey, you get your money back.
However, if you're pulling out because you've decided you don't want it, then you lose your money.
It's high time we went down the Scottish route. They don't muck about there. The English system is broken. Vendors invest hundreds if not thousands of pounds on solicitors, only for a buyer to suddenly decide to pull out for no good reason (or worse, gazunder)I’d need to see the details of the contract regarding this fee, together with details of the appeals process (of course there’s an appeal process, surely, as otherwise the estate agent becomes the sole judge of whether they can keep a very large sum of money), before paying them a bean.Or, I’d just buy a different property where I’m not required to pay the agent's fees.
The last post, not so much. If I've fallen in love with a house, I'd happily pay the fee. I mean, I suppose I could be gazumped, but it's highly unlikely.
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