We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

New "Have a Look at This" thread

1131313141316131813191321

Comments

  • EssexHebridean
    EssexHebridean Posts: 25,228 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    When we were looking there were some agents we just scrolled past - the one in question here was one. Purple bricks was another - working in a firm of conveyancing solicitors, I knew my boss was going to be deeply unimpressed if we bought through a listing of theirs! 😂
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Ditzy_Mitzy
    Ditzy_Mitzy Posts: 1,976 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    BikingBud said:
    This one has views of a frequent poster here:

    https://www.rightmove.co.uk/properties/166455515#/?channel=RES_BUY
    True!  I very much enjoy Johnny Two-Fridges's contributions to the forum  ;).

    Nice house, by the way.  The veranda looks to be an ideal place to enjoy a mint julep.
  • SadieO
    SadieO Posts: 480 Forumite
    Part of the Furniture 100 Posts Name Dropper
    GDB2222 said:
    GDB2222 said:
    GDB2222 said:
    You are worried about the AI, whilst I would be concerned about this:

    https://jukesestates.co.uk/sell-with-no-agency-fee/
    I disagree. I quite agree with what they're saying. It's almost always buyers mucking people about. Sellers are committed.

    Facts are, don't use them if you're not committed.


    At what point do you pay this 1.2% non refundable fee? Surely, not before survey, mortgage offer, and all legals completed. At which point you are ready to exchange. 
    Yes, and read their Ts and Cs.
    They're quite clear that if you can't get a mortgage, or issues with the survey, you get your money back.

    However, if you're pulling out because you've decided you don't want it, then you lose your money.

    It's high time we went down the Scottish route. They don't muck about there. The English system is broken. Vendors invest hundreds if not thousands of pounds on solicitors, only for a buyer to suddenly decide to pull out for no good reason (or worse, gazunder)
    It’s not as simple as that. Unable to get a mortgage is not at all the same as able to get a mortgage from a mainstream lender at normal rates. Issues with the survey actually says issues with the survey that cannot be resolved. Resolved to whose satisfaction? The agent will have an enormous incentive to decide that an issue is resolved. All surveys find something, and it’s completely subjective whether the issue is resolved or not. 

    I’d need to see the details of the contract regarding this fee, together with details of the appeals process (of course there’s an appeal process, surely, as otherwise the estate agent becomes the sole judge of whether they can keep a very large sum of money), before paying them a bean. 

    Or, I’d just buy a different property where I’m not required to pay the agent's fees. 
    Completely agree. There are so many grey areas, who is making the judgement calls? What if the survey throws up loads of things but the house is marketed as a do-er upper that needs work? Would it be acceptable to pull out, citing a "bad" survey, when the fact that the house needs work is already a given and it has been priced accordingly? 

    I'd also be interested to know what is happening to your money while it is sitting in the estate agent's account. Is it gaining interest? Is is subject to the same protections as banks? What if the estate agency goes bust? 
  • lincroft1710
    lincroft1710 Posts: 19,188 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I think the agents are stretching things a touch with "Well presented" in the blurb... 

    https://www.rightmove.co.uk/properties/169785860#/?channel=RES_BUY
    Shows how expensive East Herts is, £450K for an ex council house
    If you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales
  • EssexHebridean
    EssexHebridean Posts: 25,228 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Yep - and one that isn't exactly enormous, AND needs a fair bit of work done, at least externally, too! It's a nice town - but not THAT nice! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • BikingBud
    BikingBud Posts: 2,706 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    GDB2222 said:
    I think the agents are stretching things a touch with "Well presented" in the blurb... 

    https://www.rightmove.co.uk/properties/169785860#/?channel=RES_BUY
    Shows how expensive East Herts is, £450K for an ex council house
    You can see how much they haven't improved the house since they bought it for £390k.

    https://www.rightmove.co.uk/house-prices/details/21ef2c92-bd8a-4333-b198-721d6f2dc770?id=media0


    Do you think that everything that was "good" about the house, carpets, plaster on chimney breast, dwarf walls in the garden, greenhouse, turf, wardrobe doors, wardrobes, curtains was removed and left under the tarp in the front garden.

    On the plus side there is a downstairs toilet, but you have to go outside to the garden to get in!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.8K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 245.9K Work, Benefits & Business
  • 602K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.