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Facing reality
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I'm just gonna be less and less subtle with my hints and hope she takes one. Hopefully won't be in lockdown for too much longer and then I will feel better about being firmer about it as we will be able to have some space from each other. I think the fact that we are together 24/7 at the moment is making it more difficult and I'm frustrated with work as well.
I'm just gonna focus on doing what I need to do and start asking her to do more and see how it goes. If I have to be a nagging housemate then so be it.
In other news my credit score has gone up again and now almost perfect. I've lost 19lbs since the start of the year and been going in daily walks in the freezing winds and snow. Who am I? I'm also eating loads better as well and had hardly any fizzy drinks for weeks.
Still having a nightmare time with HSBC and my old credit card. So had my refund for coach tickets go onto that card. They recieved the money and they were supposed to be transferring it into my bank account. I was told would take 5 working days so rang again earlier this week to chase and told it would be 10 and should of gone in today or yesterday but no payment. Going to give it until next week now before I chase again. Driving me crazy as I know I'm gonna get another refund onto it and have to go through same all over again with it.
Still no news on the sofa claim but it did say could take up to 8 weeks. Need to have a look at emails and see how long it's been.
Played around on ynab again as I like to do and added some new catgeories. New window fund and new sofa fund. Putting £50 a month into sofa and £100 into window as know that is gonna need replacing before winter comes round again. Also thinking I want to get the radiator in front room changed to a higher one as its a single one for a lounge/diner space and the room that gets the coldest but we spend the most time in.
At least its a short month this month so hopefully budget shouldn't need to stretch quite so far and i can carry some over into next month.*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
All sounding good with the pots
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Hi Sarah, well done on your weight loss that’s a great achievement.What would you do without ynab 😁 it makes you prepared for almost everything.Are you still using your dehumidifier?1
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Great news on the weight loss Sarah, are you following anything in particular ?1
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Parkyp said:Hi Sarah, well done on your weight loss that’s a great achievement.What would you do without ynab 😁 it makes you prepared for almost everything.Are you still using your dehumidifier?
Haha I know right. My free year is almost up but it's worth renewing it for me.
Yes it seems to be working well thanks. Just not helping the electric bill along with two of us working from home all day.*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
lantanna said:Great news on the weight loss Sarah, are you following anything in particular ?*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
That’s great Sarah, I’m following the Fast 800 at the minute, I only do it 3/4 days a week and have a more relaxed weekend. So similar to yourself. I’ve 10lbs off but have stalled this week. Hopefully I’ll have more off soon!1
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lantanna said:That’s great Sarah, I’m following the Fast 800 at the minute, I only do it 3/4 days a week and have a more relaxed weekend. So similar to yourself. I’ve 10lbs off but have stalled this week. Hopefully I’ll have more off soon!*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
I’ve been buying the M & S count on us and Eat well meals they’re mostly quite good. I only eat 2 meals a day so easy to have 2 400 cal meals. I eat a lot of tuna salads and scrambled eggs as well. I like cauliflower rice as well and find it great for adding bulk with very little calories. I’m making a beef stew this weekend won’t have potatoes with it. I have pmt right now so eating everything in the kitchen is currently a win.How’s your flat mate getting on, is she also dieting ? I live alone and there’s pros and cons to that when on a diet! No one there to bring naughty stuff into the house but me, though no one to share anything naughty with. I think my portion control has gotten way out of hand over the years so I’m working on reigning that in and the 800 days help me do that.2
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lantanna said:I’ve been buying the M & S count on us and Eat well meals they’re mostly quite good. I only eat 2 meals a day so easy to have 2 400 cal meals. I eat a lot of tuna salads and scrambled eggs as well. I like cauliflower rice as well and find it great for adding bulk with very little calories. I’m making a beef stew this weekend won’t have potatoes with it. I have pmt right now so eating everything in the kitchen is currently a win.How’s your flat mate getting on, is she also dieting ? I live alone and there’s pros and cons to that when on a diet! No one there to bring naughty stuff into the house but me, though no one to share anything naughty with. I think my portion control has gotten way out of hand over the years so I’m working on reigning that in and the 800 days help me do that.
She's doing it with me which definitely makes it a lot easier to stick to. I'm missing my fizzy drinks though and still can't be trusted with chocolate lol.
I want to try some new meals next week, beef stew might be a good shout actually. One I made before was super yummy and fairly good calories wise. I used new potatoes in it instead of normal and found was better for calories and bulking it out.*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2
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