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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • Ashen
    Ashen Posts: 593 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Wow. I can't believe some people. This is turning into a Hotukdeals misprice style thread, with hideous entitlement from some and talk of formal complaints. Incredulous that some people opened over 20 accounts.
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ashen wrote: »
    Wow. I can't believe some people. This is turning into a Hotukdeals misprice style thread, with hideous entitlement from some and talk of formal complaints. Incredulous that some people opened over 20 accounts.

    Nail and head.
  • schiff
    schiff Posts: 20,283 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If it helps anyone

    They have just answered saying that the next payments need to go in on or after the 23rd of a month...which is the date the first payment went in and maturity date NOT the date I opened accounts ( 22nd)
    My SO are set up for the 23rd so I don't have to change with all the acc nos and ref nos cafuffle :cool:

    I also funded mine on Monday and the website reads:

    Posted 22/5
    Processed 23/5
    Maturity 22/5

    I intend to set up the SO from 22/6.

    No kerfuffle for me as I only have the one account. With Ford anyway :)
  • Nail and head.
    May I ask why you're so concerned with what other people have done? It's not like you would be paying the interest out of your own pocket or anything!
  • trix-a-belle
    trix-a-belle Posts: 1,532 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    its all interesting chat but perhaps a mod could move the ford discussions out into a separate thread as this is seriously clogging this one now.
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • EachPenny
    EachPenny Posts: 12,239 Forumite
    10,000 Posts Combo Breaker
    This gets funnier.

    You suggested to another forumite they should take a 'risk' in opening multiple accounts two days ago even after it had been pointed out to wording in the T&Cs.

    Even at this point you were positioning yourself for complaining by interpreting them daftly (even before advisors added confusion to other customers by advising them wrongly).

    This really is so,so sad.

    Presumably Ford will have a record of each individual they've communicated with.

    The thing which is really getting funnier is the continuation of your somewhat 'holier than thou' criticism of any interpretation of the T&C's other than the one you have chosen to adopt. Unless you are an official representative of Ford Money (which you should have declared of course) then your opinion carries no greater weight than any other forum member.

    If you read the words in the emails you will see Ford are clearly considering their position - their final decision will no doubt depend on the feedback they get as a result of emailing some (perhaps not all) customers to gauge the kind of reaction different strategies may result in.

    But no doubt you will now say I'm interpreting Ford's emails 'daftly' :)
    "In the future, everyone will be rich for 15 minutes"
  • The fact Ford haven't just closed them down immediately is a very positive sign. They are new in the finance world and will be wanting to make a good impression on people willing to give them their money...
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The fact Ford haven't just closed them down immediately is a very positive sign. They are new in the finance world and will be wanting to make a good impression on people willing to give them their money...

    And probably busy reading developing threads like this thinking some customers were taking liberties!
  • eskbanker
    eskbanker Posts: 37,459 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The fact Ford haven't just closed them down immediately is a very positive sign. They are new in the finance world and will be wanting to make a good impression on people willing to give them their money...
    ....or alternatively they're taking time to consult with their lawyers, PR team, IT folk, customer services management, etc, etc, or maybe even the FCA, before taking action?
  • isasmurf
    isasmurf Posts: 1,998 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 24 May 2017 at 3:29PM
    May I ask why you're so concerned with what other people have done? It's not like you would be paying the interest out of your own pocket or anything!

    One view may be that by a small minority taking excessive advantage of an offer, even if it is allowed by the t+c, that we all lose out in the long run, as that company and others will be more cautious in the future by having poorer offers or more onerous restrictions.
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