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Regular Savings Accounts: The Best Currently Available List!

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  • Harveys_2
    Harveys_2 Posts: 217 Forumite
    I am now unable to log into my accounts. Anyone else having problems?
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    socrates wrote: »
    Maybe the Government should start launching 4% - 5% Regular Savers - seems there would be billions flowing in .....

    They have billions flowing in to gilt sales paying 1% so it's not a persuasive argument.
  • I can log in Harvey but I did get caught out with my deposit. The first email told me to use the reference number to pay into the account, which I did. I also set up a standing order with 11 future payments however I've just noticed that in the second email they change it and tell you to use your account number. I've amended the standing order but will await with interest to see if the initial deposit appears.
  • Yorkshire_Pud
    Yorkshire_Pud Posts: 1,966 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    socrates wrote: »
    Maybe the Government should start launching 4% - 5% Regular Savers - seems there would be billions flowing in .....

    Premium Bonds:) 1.15% much better for the govt. billions have flowed in.
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    I can log in Harvey but I did get caught out with my deposit. The first email told me to use the reference number to pay into the account, which I did. I also set up a standing order with 11 future payments however I've just noticed that in the second email they change it and tell you to use your account number. I've amended the standing order but will await with interest to see if the initial deposit appears.

    It should do, this was how I funded the flexible saver and the Regular Saver until I got the email of my account number and future payments will be with that instead, which is better for me as I can also now fit my surname on, although you can just use the first three letters.

    Depending on the backlog I would assume your payment will show overnight tonight and be in the account. My regular saver isnt showing yet, only the flexible saver.

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Yorkshire_Pud
    Yorkshire_Pud Posts: 1,966 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Lolly88 wrote: »
    Grr no money in my account yet and I sent it this morning. :(

    Same here but it hasn't been returned to my sending account so no problem, it will no doubt show tomorrow but credited with today's date.
  • EachPenny
    EachPenny Posts: 12,239 Forumite
    10,000 Posts Combo Breaker
    Westie983 wrote: »
    I will stand corrected and apologies to veryintrigued, you are correct the second page of the second document does indeed say one and thanks to Badger09 and Ashen for also letting me know.

    What is done is done, and what are outcome will be, will be, whatever that is.

    Just for clarity, the document I was looking at was the full T&C's and that specific line on page 2. The argument I put forward earlier is that the use of the word 'one' does not necessarily limit customers to only having one account, it can be interpreted in more than one way - which is possibly why the call centre staff were giving out the 'wrong' information saying more than one account can be opened.

    It doesn't really matter too much now - those who applied for more than one and want to keep more than one account open will make their own mind up whether to have a 'discussion' with Ford over the precise wording of the T&C's. Those who didn't apply for more than one are no better nor worse off.

    Everyone can now be happy with whatever they did :)
    "In the future, everyone will be rich for 15 minutes"
  • Steve_xx
    Steve_xx Posts: 6,979 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    EachPenny wrote: »
    Just for clarity, the document I was looking at was the full T&C's and that specific line on page 2. The argument I put forward earlier is that the use of the word 'one' does not necessarily limit customers to only having one account, it can be interpreted in more than one way - which is possibly why the call centre staff were giving out the 'wrong' information saying more than one account can be opened.

    It doesn't really matter too much now - those who applied for more than one and want to keep more than one account open will make their own mind up whether to have a 'discussion' with Ford over the precise wording of the T&C's. Those who didn't apply for more than one are no better nor worse off.

    Everyone can now be happy with whatever they did :)

    I'm struggling with this. It clearly says "one" account. It honestly doesn't look ambiguous to me.
  • ceredigion
    ceredigion Posts: 3,709 Forumite
    Eighth Anniversary 1,000 Posts Photogenic
    karlie88 wrote: »
    Whether you can or can't open multiple RSs - the fact of the matter is that 3 people now (myself included) have been told over the phone that multiple regular savers are allowed. The online system also allows it.

    Maybe the telephone advisers are wrong or maybe it's the T&Cs that are wrong - I'm (fairly) confident that I know which ones are correct. ;)

    Where's the MSE user (ceredigion?) who essentially tells us to keep schtum about these kind of things...


    Thanks for the mention Karlie88, sadly it looks like I missed out on this one. Applications weren't being taken when I left the house this morning , and now looks like I'm to late. Don't you lot have better things to do all day. :(
  • isasmurf
    isasmurf Posts: 1,998 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Steve_xx wrote: »
    I'm struggling with this. It clearly says "one" account. It honestly doesn't look ambiguous to me.

    You're reading 'one' as a noun. It could be read as a relative pronoun to avoid repetition. So instead of saying
    ... and hold Regular Saver for your own benefit. You can hold a Regular Saver by yourself or...

    You avoid repeating Regular Saver by using 'one' to refer to it, as in
    ... and hold Regular Saver for your own benefit. You can hold one by yourself or...
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