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Regular Savings Accounts: The Best Currently Available List!

1569570572574575692

Comments

  • EachPenny
    EachPenny Posts: 12,239 Forumite
    10,000 Posts Combo Breaker
    I think this thread needs to be paused now before the whole site crashes :D:D

    Who would think that saving money would get people so excited and hot under the collar? :rotfl::rotfl:
    "In the future, everyone will be rich for 15 minutes"
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    edited 22 May 2017 at 5:58PM
    The T&Cs that I downloaded state:

    ....You can hold one by yourself or jointly with one other person....

    You must have downloaded a different document.:rotfl:

    It actually says

    "This account can be held jointly with one other person" along with other conditions including the funding criteria and how you can access the account.

    No mention of one account, but let me show you again so you can read it for yourself,

    415607310ed230110030a95949f35e53e28166a468ae43816ec41a27422aea66b2696a05.jpg

    I am not going to say any more on this as you think you are right, so I will let you believe that, but don't forget things can be interpreted in different ways and thats why you have to be clear with what you can and can't do with many accounts, and if you don't they are left open to interpretation, just like this account, (not including the information provided by phone advisors)

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ed-1 wrote: »
    With due respect, getting in early for £150 a time switches is worth more than losing a measly 1 year regular saver at 4%... ;)
    Indeed. I'm not too miffed. In fact I might even have some of the YB money lying around somewhere still. Maybe I'll treat myself, by way of consolation. ;)
  • Ford RS No longer available due to unprecedented demand. RS ISA still available
  • EachPenny
    EachPenny Posts: 12,239 Forumite
    10,000 Posts Combo Breaker
    Indeed. I'm not too miffed. In fact I might even have some of the YB money lying around somewhere still. Maybe I'll treat myself, by way of consolation. ;)

    I'd offer to let you have one of my pending applications, but I don't think the T&C's allow it ;) and if others are correct then it will never hatch into a real account anyway :cry:
    "In the future, everyone will be rich for 15 minutes"
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Westie983 wrote: »
    It actually says

    "This account can be held jointly with another person" along with other conditions including the funding criteria and how you can access the account.

    No mention of the word one, but let me show you again so you can read it for yourself,


    Westie983

    Westie

    You arent looking at the full T&Cs that you agreed to and downloaded when you signed up this account.

    Check page 2 of the FORRSA.pdf - its as I previously typed it.

    As a forum guide this maybe is a lesson learned to read the T&Cs fully and follow them?

    I'll step away from this too.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ford RS No longer available due to unprecedented demand.
    Well there were quite a few pages to catch up on. :)
  • badger09
    badger09 Posts: 11,622 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Westie983 wrote: »
    It actually says

    "This account can be held jointly with one other person" along with other conditions including the funding criteria and how you can access the account.

    No mention of the word one, but let me show you again so you can read it for yourself,

    415607310ed230110030a95949f35e53e28166a468ae43816ec41a27422aea66b2696a05.jpg

    I am not going to say any more on this as you have a bee in your bonnet and think you are right, so I will let you believe that, but don't forget things can be interpreted in different ways and thats why you have to be clear with what you can and can't do with many accounts, and if you don't they are left open to interpretation, just like this account, (not including the information provided by phone advisors)

    Westie983

    I'm not getting involved in the 'how many of each' debate;), but Westie, what you have highlighted is not the full product T&Cs, where the word 'one' is indeed mentioned.
  • nbinblack
    nbinblack Posts: 110 Forumite
    Mee wrote: »

    Have opened the RS ISA too - which appears on the dashboard but not received the confirmation email.

    Check your junk mail, one of mine went to normal mail and the other was in my junk box along with my message telling me I had a secure message.
  • B_G_B
    B_G_B Posts: 502 Forumite
    Westie983 wrote: »
    I then was transfered to a automated call where I had to press buttons about the service I received from 1 - 10 where 10 was good.
    Westie983

    Hope you gave them at least a 7.:)
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