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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • ctdctd
    ctdctd Posts: 1,102 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    B_G_B wrote: »
    Hope you gave them at least a 7.:)

    What, one for each account! :p
    Do Money Saving sites make you buy more bargains - and spend more money?
  • Ashen
    Ashen Posts: 593 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Westie983 wrote: »
    It actually says

    "This account can be held jointly with another person" along with other conditions including the funding criteria and how you can access the account.

    No mention of the word one, but let me show you again so you can read it for yourself
    No, he quoted accurately. I can confirm the terms on the website mentioned the word 'one', I checked earlier - the screenshot you pasted may not, but it's certainly in the product terms:

    https://www.fordmoney.co.uk/content/dam/fmny/uk/documents/Regular-Saver-Product-Terms.pdf

    Still not specific enough - but an accurate quote.
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    edited 22 May 2017 at 6:10PM
    badger09 wrote: »
    I'm not getting involved in the 'how many of each' debate;), but Westie, what you have highlighted is not the full product T&Cs, where the word 'one' is indeed mentioned.

    Fair enough, like I say I only ever had the intention to open one account till I was informed that I could open more then one...

    I will stand corrected and apologies to veryintrigued, you are correct the second page of the second document does indeed say one and thanks to Badger09 and Ashen for also letting me know.

    What is done is done, and what are outcome will be, will be, whatever that is.

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • socrates
    socrates Posts: 2,889 Forumite
    Maybe the Government should start launching 4% - 5% Regular Savers - seems there would be billions flowing in .....
  • Nationwide8
    Nationwide8 Posts: 362 Forumite
    Hung up my suit!
    edited 22 May 2017 at 6:39PM
    Westie983 wrote: »
    It said this to me also but then when I went back to my account list the money was already in the regular savers.

    Westie983

    Thanks,the money hasn't appeared in Either the Reg Saver or ISA Reg Saver but
    I did send after 5pm from the Flex Saver

    Have sent another SM to clarify,SM acknowledgement now has an add on of "up to 2 days" to get back to you...it wasn't there this afternoon.


    You just know loads of people at FordMoney are going ....."bleep" ( insert word of choice ) and it's only Monday !!!! :eek: :( :wall:
  • isasmurf
    isasmurf Posts: 1,998 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks,the money hasn't appeared in any account yet and I did send after 5pm..

    Have sent another SM to clarify,SM acknowledgement now has an add on of "up to 2 days" to get back to you...it wasn't there this afternoon.
    Its explained in the general T&C

    "We’ll apply interest from the day we receive your deposit, whether or not it is a business day. If we receive your deposit after 4pm or on a non-business day, that deposit won’t show on your account until the next business day. (A business day means any day other than a Saturday, a Sunday or English public holiday.) "
  • Lolly88
    Lolly88 Posts: 322 Forumite
    Tenth Anniversary Combo Breaker
    Grr no money in my account yet and I sent it this morning. :(
    Homeowner
    :j
  • Nationwide8
    Nationwide8 Posts: 362 Forumite
    Hung up my suit!
    isasmurf wrote: »
    Its explained in the general T&C

    "We’ll apply interest from the day we receive your deposit, whether or not it is a business day. If we receive your deposit after 4pm or on a non-business day, that deposit won’t show on your account until the next business day. (A business day means any day other than a Saturday, a Sunday or English public holiday.) "

    Sorry have edited my post,I meant from Flex Saver to other accounts..
  • gilly56
    gilly56 Posts: 85 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Now that Ford Money have withdrawn the RS account, if you applied online this morning when it was available and you got the email back saying........

    "Thank you for applying to open a Ford Money Regular Saver account. This is to let you know that we’ve received your application and your reference number is: xxxxxxxxx etc etc"....

    ........does this mean you will defo have the account even though it's not yet showing online? I have posted off the required Identification papers today.
  • I opened the RS account, I haven't been asked to send any "identification" papers?
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