Regular Savings Accounts: The Best Currently Available List!

Westie983

Nationwide8 wrote: »

The £500 I sent today appeared just after 5pm in the flexible saver so have sent £250 to each Reg Saver and ISA Reg Saver but advised will not be credited until tomorrow ( 23rd)
SO are set up to be credited from 23rd June....23 is OK ??

It said this to me also but then when I went back to my account list the money was already in the regular savers.

Westie983

Hal17

Nationwide8 wrote: »

ALL at 4 % ?????? Or one Reg ISA at 4% and any others at their lower rate

I have just phoned to check this as I was told that you could open as many of the regular ISA accounts at 4% to use your allowed £20K allowance.

However, within their ISA wrapper you can only have one regular saver ISA at 4% and the balance of any other funds you want to deposit into the cash ISA will need to be invested in any of the other 3 ISA offerings they have available. Not what I was originally told.

EachPenny

I think this thread needs to be paused now before the whole site crashes :D

Who would think that saving money would get people so excited and hot under the collar? :rotfl::rotfl:

Westie983

veryintrigued wrote: »

The T&Cs that I downloaded state:

....You can hold one by yourself or jointly with one other person....

You must have downloaded a different document.:rotfl:

It actually says

"This account can be held jointly with one other person" along with other conditions including the funding criteria and how you can access the account.

No mention of one account, but let me show you again so you can read it for yourself,



I am not going to say any more on this as you think you are right, so I will let you believe that, but don't forget things can be interpreted in different ways and thats why you have to be clear with what you can and can't do with many accounts, and if you don't they are left open to interpretation, just like this account, (not including the information provided by phone advisors)

Westie983

YorkshireBoy

Ed-1 wrote: »

With due respect, getting in early for £150 a time switches is worth more than losing a measly 1 year regular saver at 4%...

Indeed. I'm not too miffed. In fact I might even have some of the YB money lying around somewhere still. Maybe I'll treat myself, by way of consolation.

[Deleted User]

Ford RS No longer available due to unprecedented demand. RS ISA still available

EachPenny

YorkshireBoy wrote: »

Indeed. I'm not too miffed. In fact I might even have some of the YB money lying around somewhere still. Maybe I'll treat myself, by way of consolation.

I'd offer to let you have one of my pending applications, but I don't think the T&C's allow it and if others are correct then it will never hatch into a real account anyway

veryintrigued

Westie983 wrote: »

It actually says

"This account can be held jointly with another person" along with other conditions including the funding criteria and how you can access the account.

No mention of the word one, but let me show you again so you can read it for yourself,


Westie983

Westie

You arent looking at the full T&Cs that you agreed to and downloaded when you signed up this account.

Check page 2 of the FORRSA.pdf - its as I previously typed it.

As a forum guide this maybe is a lesson learned to read the T&Cs fully and follow them?

I'll step away from this too.

YorkshireBoy

Deleted_User wrote: »

Ford RS No longer available due to unprecedented demand.

Well there were quite a few pages to catch up on.

badger09

Westie983 wrote: »

It actually says

"This account can be held jointly with one other person" along with other conditions including the funding criteria and how you can access the account.

No mention of the word one, but let me show you again so you can read it for yourself,



I am not going to say any more on this as you have a bee in your bonnet and think you are right, so I will let you believe that, but don't forget things can be interpreted in different ways and thats why you have to be clear with what you can and can't do with many accounts, and if you don't they are left open to interpretation, just like this account, (not including the information provided by phone advisors)

Westie983

I'm not getting involved in the 'how many of each' debate;), but Westie, what you have highlighted is not the full product T&Cs, where the word 'one' is indeed mentioned.