Regular Savings Accounts: The Best Currently Available List!

ctdctd

My early morning payments yesterday (1 ref + surname, 1 account + surname) have arrived.

youngretired

Deposit now showing in account, faster payment sent about 10.30am yesterday. Online it shows credited today but quotes "faster payment posted 22/05/17".

castle96

My RS and ISA both now funded. I have 2 more RSs and 2 more ISAs unfunded. Must decide what to do with these, and set up some SOs. Looks like everything OK then.....

karlie88

Posted on Ford Money's Facebook page this afternoon:

Due to unprecedented demand our Regular Saver has unfortunately already sold out. However, our Regular Saver Cash ISA is still currently available.

Also posted from their Twitter account:

at present we are unable to say for certain if this product will be available again.

Just typing out aloud here...

...'issue 1' has been withdrawn and won't return. 'Issue 2' will be launched in the coming days/weeks with tightened T&Cs. Their online system will also be patched up in order to prevent multiple accounts being opened. Call centre staff will be educated. Issue 1 accounts will remain in place.

Wishful thinking?

Stompa

ChaskhaChaia wrote: »

My money is now there. The information on my statement says:

23/05/2017 Processed FASTER PAYMENT Posted: 22/05/2017

So I'm not sure whether it counts as receipt on 22 May or 23 May? The one day difference does matter as I need to know whether to send the next months payment on 22 June or 23 June.

I wouldn't lose too much sleep over it, if you were to send it one day later each month, you'd only lose around 33p over the whole year.

castle96

still unsure on this. Opinion please. 4 as yet unfunded accounts opened 22/5. Will fund them today 23/5. Credit probably showing 24/5. When should I set the SOs up for ? 22/6 or 23/6. thanks

ANYONE PLEASE ?

EachPenny

karlie88 wrote: »

...'issue 1' has been withdrawn and won't return. 'Issue 2' will be launched in the coming days/weeks with tightened T&Cs. Their online system will also be patched up in order to prevent multiple accounts being opened. Call centre staff will be educated. Issue 1 accounts will remain in place.

Wishful thinking?

Maybe wishful thinking, may be the most obvious 'win' strategy - as per my post #5691 (page 285?)

Any alternative stratgey would involve loss of goodwill and possibly considerable expense. It takes far longer to recover from that than just chalking it up to experience and making sure you do things differently next time.

Somebody said previously about hoping Ford are listening to this conversation (mentioned in the context of us being 'punished'). I hope Ford are listening - it may be a bit too much to hope for but if they would like some 'volunteers' to review the next version of their T&C's I for one would be happy to help

mgarl10024

I'm a bit disappointed that the account was pulled, although I guess I understand why.

Sadly, I was looking forward for the last couple of weeks to trying a new bank, and 4% is a great rate. Unfortunately, on the day I was unwell and it was pulled by the time I got to it.

I'd be happy with just one account, and I hope that Ford are reading this and bring it back soon.

ChaskhaChaia

mgarl10024 wrote: »

I'm a bit disappointed that the account was pulled, although I guess I understand why.

Sadly, I was looking forward for the last couple of weeks to trying a new bank, and 4% is a great rate. Unfortunately, on the day I was unwell and it was pulled by the time I got to it.

I'd be happy with just one account, and I hope that Ford are reading this and bring it back soon.

The Regular Saver Cash ISA is still available if you haven't subscribed to another Cash ISA in this tax year.

Yorkshire_Pud

ChaskhaChaia wrote: »

My money is now there. The information on my statement says:

23/05/2017 Processed FASTER PAYMENT Posted: 22/05/2017

So I'm not sure whether it counts as receipt on 22 May or 23 May? The one day difference does matter as I need to know whether to send the next months payment on 22 June or 23 June.

Look at the account details when you log in, it says the MATURITY DATE:)