Regular Savings Accounts: The Best Currently Available List!

[Deleted User]

EachPenny wrote: »

Thank you

Would you mind if I put you down as a referee?

All referees need putting down.

isasmurf

ChaskhaChaia wrote: »

My money is now there. The information on my statement says:

23/05/2017 Processed FASTER PAYMENT Posted: 22/05/2017

So I'm not sure whether it counts as receipt on 22 May or 23 May? The one day difference does matter as I need to know whether to send the next months payment on 22 June or 23 June.

It's the posted date that is the important date. This is what will be used by accountants/auditors for the date it was received. The statement date is just when the activity of recording the posting took place.

pafpcg

EachPenny wrote: »

Recent advice on the Ford Twitter account...

"Hi xxxx, as per HMRC guidelines, you are only allowed one ISA provider in a tax year for all ISA products."

With the ignorance displayed above, then it should come as no surprise that Ford have had problems. Aren't they aware of the difference between Cash ISAs and Stocks&Shares ISAs?

KTF

All three of may payments sent yesterday have been returned to my current account.

Sent another £50 over now as a test to see how that gets on.

KTF

Ok, I think I see the problem now. The account number listed on the welcome to Ford Money email is different to the one listed on the online banking.

I will try sending over another payment to the one showing on online banking.

castle96

reference is...... Account NoSurname
ie 1234567Smith

KTF

castle96 wrote: »

reference is...... Account NoSurname
ie 1234567Smith

Yes but on the welcome to Ford Money email it says:

• Beneficiary: Ford Money
• Our Sort Code: 20-32-53
• Our Account Number: 63xxxxxx
• Reference: your Ford Money account number and your surname(s)

The account number they list above is completely different to the one I see when I log in via the Ford Money online banking.

isasmurf

KTF wrote: »

Yes but on the welcome to Ford Money email it says:

• Beneficiary: Ford Money
• Our Sort Code: 20-32-53
• Our Account Number: 63xxxxxx
• Reference: your Ford Money account number and your surname(s)

The account number they list above is completely different to the one I see when I log in via the Ford Money online banking.

The account number is Ford Money's account. We all send payments to that account number. Ford then allocate it to the account number provided in the reference (assuming the account the money is received from matches that of the nominated account of the reference number).

gingercordial

Sent my payments (1 x RS for me, 1 x RS + 1 x RSISA for fiance) through at about 9pm last night as I didn't have our current account's card reader on me to set up new payees as soon as I opened the accounts. Now showing in the accounts with posting dates of yesterday, and maturity dates of 22/5/18.

Not really that fussed about whether it is "really" 22nd or 23rd as I'll most likely fund them on payday going forwards, which is 28th or previous working day. I can live with the few pence less!

gingercordial

KTF wrote: »

Yes but on the welcome to Ford Money email it says:

• Beneficiary: Ford Money
• Our Sort Code: 20-32-53
• Our Account Number: 63xxxxxx
• Reference: your Ford Money account number and your surname(s)

The account number they list above is completely different to the one I see when I log in via the Ford Money online banking.

You don't have to black out Ford's 8-digit account number - that is the same account number we are all using. It is their central holding bank account.

The reference should be your unique 7-digit account number that you can see on online banking plus your surname. They use this to allocate your payment out of their central account to your RS.