Regular Savings Accounts: The Best Currently Available List!

kidmugsy

Some years ago we had a joint Flexclusive regular saver, long since closed. Am I now allowed another jointly? Or one in my own name?

YorkshireBoy

kidmugsy wrote: »

Some years ago we had a joint Flexclusive regular saver, long since closed. Am I now allowed another jointly? Or one in my own name?

Either, but best to open a sole...just in case you come into some money and can afford to fund two!

gallygirl

gallygirl wrote: »

Does anyone know what M&S do with matured regular savers? Mine has just matured and I've logged on to see it has completely disappeared with no sign of the money :eek:. It's not in the current account and no paltry savings account has appeared. I've sent them a message and hope it's not in the T&C's that if you don't do something within x days they can take the money for their staff Xmas party or something .

ETA I won't be opening another as don't meet the criteria.

So, money reappeared :rotfl:. Phoned up to close account, another 15 minutes out of my life I won't get back...........

veryintrigued

soulsaver wrote: »

No confusion on my part. Doesn't sound like it on theirs. How long have your 3 been open?

Do the right thing and remove NW advisors name from your reply eh?

Just like youve managed to do with your name on the reply...

steve65e

I've just noticed that they launched Issue 3 on 2nd Feb.

The only change that I can spot is that if you aren't a 123 or Select customer you only get 2.5% now. (Sorry, I don't have Issue 2 t&cs to compare properly)

adindas

steve65e wrote: »

I've just noticed that they launched Issue 3 on 2nd Feb.

The only change that I can spot is that if you aren't a 123 or Select customer you only get 2.5% now. (Sorry, I don't have Issue 2 t&cs to compare properly)

If you already have one from previous issue, you will not be able to open another one.

Jo_Blogs

steve65e wrote: »

I've just noticed that they launched Issue 3 on 2nd Feb.

The only change that I can spot is that if you aren't a 123 or Select customer you only get 2.5% now. (Sorry, I don't have Issue 2 t&cs to compare properly)

I see they've forgotten to up the FSCS limit from 75k to £85k on the Key Facts Sheet on Issue 3 :think::whistle:

veryintrigued

adindas wrote: »

If you already have one from previous issue, you will not be able to open another one.

Is that from the T&Cs or have you tried?

I can't see anything in the T&Cs - am I lacking my specs again?

patientperson

veryintrigued wrote: »

Is that from the T&Cs or have you tried?
I can't see anything in the T&Cs - am I lacking my specs again?

Agreed .. I cannot see anything in the T&C either.

I tried Santander last night.

My Issue 1 saver matures in March 2017.

Sorry I was told .. one is only permitted to have 1 regular saver at any one time regardless of Issue number.

schiff

This has been discussed before, certainly more than once, and recently*. My RS matures in June so it's handy to know what it could be replaced with, and 3% is one of the better rates.

*eg 4984/4986