Regular Savings Accounts: The Best Currently Available List!

bigadaj

Rheumatoid wrote: »

Can't be worse than the Santander one last year. It really seemed like they didn't want to give it to me!

Interestingly I got a call from my Santander branch last week. Regular saver maturing and did I want to make a new appointment, though the 5% is reducing to 3% of course.

Would be rude not to, presume they are some form of marketing trip, but will meet them on Saturday morning mid March and hopefully get an extra few quid for another year.

liamcov

Westie983 wrote: »

Today I opened issue 2 of the Virgin Money Branch Regular Saver, thanks for the heads up, while I was there was told there was now a issue 3 of the E Regular Saver so this was opened at the same time, in the same interview using their IPADs.

Now I have three issues of the online versions and both branch based, which will take the funds I used to put in Leeds BS, and maturing Santander Regular Saver next month (Unless they issue a replacement offer higher then 2.25%) Need to work out if its still work using Bucks now the rate has dropped to 1.75%

Maturing regular saver each month now with two Virgin ones maturing February 2018 :-)

I think I may have a regular saver addiction.

I now have 15, which is just as well due to the current account balances being reduced, now it just a drip feed game, and from maturing funds.

EDIT** Does anyone have the Key Product Information for the E Regular Saver Issue 1, its the only one that failed to save on my computer.

I just thought wow 15! Then when I opened the new Virgin I counted and have a matching 15 too! They are too easy to open and forget about!

A question - the Nationwide Flexclusive, if opened on 3rd, do all payments have to be on 3rd or can I do on 1st when most of my others go in?

glider3560

liamcov wrote: »

A question - the Nationwide Flexclusive, if opened on 3rd, do all payments have to be on 3rd or can I do on 1st when most of my others go in?

Any day of the month, so 1st is fine.

YorkshireBoy

liamcov wrote: »

A question - the Nationwide Flexclusive, if opened on 3rd, do all payments have to be on 3rd or can I do on 1st when most of my others go in?

You can actually pay in on every day of the month if you want!

schiff

YorkshireBoy wrote: »

You can actually pay in on every day of the month if you want!

Now that really would be drip feeding

liamcov

glider3560 wrote: »

News on the Saffron 3.50% fixed for a year (issue 3) acount:

Previously this was "members only" to apply by post, i.e. you had to be a customer with >£100 for a year.

Then it changed to "existing customers" but they rejected my application citing I was not a member (even though the website didn't state this was needed).

Now they've added small print: "To qualify as an existing customer to open this account, you need to have held a savings or mortgage account with the Society for at least six months."

So it appears the conditions have changed. You can open an online savings account then hope they still have a decent regular savings product in six months time.

Does anyone think this is a good idea as they do seem to have decent rates all the time? After the period, are all the accounts available to open via post or just in branch?

glider3560

liamcov wrote: »

Does anyone think this is a good idea as they do seem to have decent rates all the time? After the period, are all the accounts available to open via post or just in branch?

I'm happy to gamble £100 at 0.70% in their e-Saver for six months in order to (hopefully) get a decent regular saver. I was prepared to do this for a year, but now they've lowered the waiting period.

liamcov

Another thing - is it possible to have Lloyds Club Reg + Lloyds normal Reg and Hal Reg + BOS Reg accounts at the same time?

Looking to max out these 2% regulars seeing as i've got money sitting at 1.5% in Santander now.

Chickabee

Surely M&S are discriminating against existing current a/c holders if they only offer the monthly saver to customers who have arranged or agree to arrange a current a/c switch? What about us existing customers who have had a current a/c opened for years that wasn't switched in?
If you used M&S current as your main current account and they declined you the monthly saver I'd be highly annoyed

adindas

liamcov wrote: »

Another thing - is it possible to have Lloyds Club Reg + Lloyds normal Reg and Hal Reg + BOS Reg accounts at the same time?

Yes. I have all of them

liamcov wrote: »

Looking to max out these 2% regulars seeing as i've got money sitting at 1.5% in Santander now.

1.5% Interest rate with £5 is no more attractive, especially if you just have low balance there. After you drain all of your money to RSA downgrade your account to Santander 123.
You could still get cashback but just with £1 fee.