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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • Jo_Blogs
    Jo_Blogs Posts: 753 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Saffron Building Society no longer accepting new applications in branch or via post for their regular saver @ 3.5%
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44:starmod: for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 ;)Sept NSDs 4/15:staradminCCCChl 9/12 months:D
    Sept PPChl#002 Pts 71
  • Jo_Blogs
    Jo_Blogs Posts: 753 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    colsten wrote: »
    I doubt they will give you a new monthly saver now if you haven't switched before and don't have 2 DDs.
    Yes, I was told that - You need to switch to them with an account with 2 active DD's to get a new regular saver.

    Their switch offer has become slightly less attractive now but at £170 over 2 years, it is still very much worth doing if you are still eligible for it.

    If you already hold an M&S current account and switch, I was told that you will not get the £170 over 2 years deal :(

    It seems the deal is getting less attractive by the day :(
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44:starmod: for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 ;)Sept NSDs 4/15:staradminCCCChl 9/12 months:D
    Sept PPChl#002 Pts 71
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Jo_Blogs wrote: »
    If you already hold an M&S current account and switch, I was told that you will not get the £170 over 2 years deal

    You are right, their switch T&Cs are very restrictive now, and the incentive is not available any longer to anyone who had a current account for more than 3 months. A bit of a b*mmer for those who didn't act when M&S first introduced their "must have switched" T&Cs for the Monthly Saver. Although they can still switch to be eligible for the Monthly Saver, they just won't get the £170. Worth calling again though and trying whether you could sweet-talk them into it after all :cool:

    I have edited my earlier post, thanks for pointing this out.
  • Rich2808
    Rich2808 Posts: 1,407 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Jo_Blogs wrote: »
    Saffron Building Society no longer accepting new applications in branch or via post for their regular saver @ 3.5%

    Its still advertised on their website as of now?

    https://www.saffronbs.co.uk/savings/display.product/?categoryID=1&category=immediate&productID=g2
  • glider3560
    glider3560 Posts: 4,115 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Rich2808 wrote: »
    And it also (still) includes the misleading wording "existing customer", rather than "existing member".
  • liamcov
    liamcov Posts: 659 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Frogletina wrote: »
    I don't think it matters which way round to do it. I just called in to open my second account branch account and the adviser remarked it was my third regular saver. I just said 'yes, you have to get the best interest rate that you can'.

    frogletina

    Edited

    It's regular branch saver two which you can get now - not issue 1. Sorry, I misread your post. Regular branch saver 1 was withdrawn 10/01/2017

    So online 1 & 2 still available but branch only issue 2, am I right? Can't keep up with the shenanigans.

    Planning on going to the Haymarket branch, should I get an appointment beforehand or do they do walk-ins?
  • schiff
    schiff Posts: 20,319 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    liamcov wrote: »
    Planning on going to the Haymarket branch, should I get an appointment beforehand or do they do walk-ins?

    Phone them, ask them and if an appointment is required book it in the same call.

    Two birds, one stone :)
  • tg99
    tg99 Posts: 1,277 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    liamcov wrote: »
    So online 1 & 2 still available but branch only issue 2, am I right? Can't keep up with the shenanigans.

    Planning on going to the Haymarket branch, should I get an appointment beforehand or do they do walk-ins?

    Need to book an appointment to open an account at Haymarket.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    liamcov wrote: »
    So online 1 & 2 still available but branch only issue 2, am I right? Can't keep up with the shenanigans.
    No, you're wrong. Online Issue 1 was withdrawn from sale on 16/11/16.
  • Hi Everybody,

    Here is this weekend's update.

    - Virgin Money Regular Saver issue 1 replaced with issue 2, maturing 1st February 2018 paying 2.25% fixed on up to £250 per month

    I will do another update next weekend.

    SS2
    For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...=608697&page=1
This discussion has been closed.
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