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Regular Savings Accounts: The Best Currently Available List!

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  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    aleph_0 wrote: »

    Thanks but Im looking for the E Regular Saver Issue 1, I have the branch one saved.

    I think it has a maturing date of October 2017

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • glider3560
    glider3560 Posts: 4,115 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Westie983 wrote: »
    Thanks but Im looking for the E Regular Saver Issue 1, I have the branch one saved.

    I think it has a maturing date of October 2017

    Westie983
    You can get all the old product information sheets at http://uk.virginmoney.com/virgin/savings/helpful-information/

    Direct link to the Regular E-Saver Issue 1: http://uk.virginmoney.com/savings/pdf/Regular_E_Saver_Issue_1-key_product_info.pdf
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Think things are getting serious - have 31 RS accounts!!!! Need help :T:T

    Trump (ed) me, well done, although I can assume you have a partner in this equation, I think for single person I do have a problem :-)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    glider3560 wrote: »
    You can get all the old product information sheets at http://uk.virginmoney.com/virgin/savings/helpful-information/

    Direct link to the Regular E-Saver Issue 1: http://uk.virginmoney.com/savings/pdf/Regular_E_Saver_Issue_1-key_product_info.pdf

    Thanks, I have now saved it to my computer,
    I tried to find previous interest rates, but kept asking me to log in.

    Thanks again, heres hoping that a Branch Issue 3 is launched soon to finish off the set.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Westie983 wrote: »
    Trump (ed) me, well done, although I can assume you have a partner in this equation, I think for single person I do have a problem :-)

    Do have partner but a/c in single name - just trying to get a bit of decent interest :)
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Do have partner but a/c in single name - just trying to get a bit of decent interest :)

    you have 31 regular savers just in your name!!!

    That is impressive, I dont think I could find 31 places to open one...

    :-)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Hi Folks,

    Here is this weekend's update.

    - Virgin Money Regular E-Saver issue 2 replaced with issue 3, maturing 20th February 2018 paying 2.25% fixed on up to £250 per month

    I will do another update next weekend.

    SS2
    For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...=608697&page=1
  • steve65e
    steve65e Posts: 154 Forumite
    More fun and games with Virgin.

    I've just tried to open a branch RS2. There wasn't an adviser available but I was able to fill in an application form and leave it with a cheque. I was told the account would be opened at head office but it would be 'statement based', so I wouldn't get a passbook or be able to pay cash in.

    Is this really a thing? We'll see what the postman brings....
  • schiff
    schiff Posts: 20,312 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    My TSB RS matures on 3 Feb. The balance I'm told will be put into a minimum interest account. I've had letters asking me to tell them how I would like it dealt with, I assume other than being put in the minimum interest account.

    So I phoned up to ask for the balance to be transferred to the Santander account which has funded it. I doubt if I will want to start another TSB regular saver as I can get better than 2% elsewhere.

    But the answer was that I can only do this by going into a branch! The MOS was not very well clued up. Have people in this situation found this to be the case or was the MOS mistaken (which can happen!)?

    I was trying to save them the bother of opening an account that I would close instantly.
  • Steve_xx
    Steve_xx Posts: 6,979 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    schiff wrote: »
    My TSB RS matures on 3 Feb. The balance I'm told will be put into a minimum interest account. I've had letters asking me to tell them how I would like it dealt with, I assume other than being put in the minimum interest account.

    So I phoned up to ask for the balance to be transferred to the Santander account which has funded it. I doubt if I will want to start another TSB regular saver as I can get better than 2% elsewhere.

    But the answer was that I can only do this by going into a branch! The MOS was not very well clued up. Have people in this situation found this to be the case or was the MOS mistaken (which can happen!)?

    I was trying to save them the bother of opening an account that I would close instantly.
    Why not login to your TSB account and simply transfer whatever to wherever you want?
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