Regular Savings Accounts: The Best Currently Available List!

Frogletina

glider3560 wrote: »

Check out the store finder: http://uk.virginmoney.com/store-finder/

Once you've found the store, click View Store Details --> Store facilities. Some have "cash handling" as a facility. Make sure you also get your free tea/coffee, if your store offers this!

My experience suggests the "cashless stores" don't have any cahier counters. They just have desks and private rooms (similar to being in an estate agency).

Thanks glider. My store is definitely cashless. Also, unfortunately for me, I don't drink either tea or coffee!

frogletina

Frogletina

schiff wrote: »

My local Store is a modest size but they accepted cash (I had the cash ready but forgot my cheque book which would have been a nuisance). I would take both - as you may have decided.

Thanks for your reply.

I've replied to all comments in reverse order, sorry for this being out of sequence.

I should have stated in my original post that I knew my store was cashless.

frogletina

Special_Saver2

Hi Everybody,

I have completed this weekend's update for the first page of this thread.

- Virgin Money Regular E-Saver updated to issue 2 and left in post 7 because in 2 days' time the maturity date will be less than 12 months away
- Virgin Money Regular Saver Issue 1 (branch / store version) added with links to the last few pages to show that it is possible to open of these in addition to the E-Saver account
- State Bank of India UK Jumbo Junior Regular Saver (children only) interest rate updated from 2.75% to 1.75% in post 3

I will do another update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...=608697&page=1

steve65e

glider3560 wrote: »

I notice the Saffron BS Issue 3 has changed the wording regarding opening by post (https://www.saffronbs.co.uk/savings/display.product/?category=general&productID=g2).

It previously said existing members had to have held an account with >£100 for at least a year. I guess online accounts confer membership rights?

Unfortunately not. They still require you to be a member by having a mortgage, or savings of over £100 for 12 months. The words 'existing customer' should say 'existing member'.

glider3560

steve65e wrote: »

Unfortunately not. They still require you to be a member by having a mortgage, or savings of over £100 for 12 months. The words 'existing customer' should say 'existing member'.

They confirmed my interpretation on live chat. I sent my form last week, so waiting on the outcome.

steve65e

Wow. It was live chat that told me the opposite this morning.

glider3560

steve65e wrote: »

Wow. It was live chat that told me the opposite this morning.

Nothing in the post today (form was posted last Wednesday). I'll keep you updated...

steve65e

Last call for Nottingham RS Issue 2 and SportsAid saver, as I've been told they will close on 4 Jan. Similar products at 1.4 and 2.5% will be launched the day after.

You will be able to have all the issues and still pay into the old ones.

ruperts

For people who open lots of new accounts do you always have to provide certified documents and if you don't know anyone who can certify them is there a way of getting them done for free? I was just about to open a 3% Tesco account but it almost feels pointless when it's going to take three months just to recoup the cost of having documents certified at the post office.

bigadaj

ruperts wrote: »

For people who open lots of new accounts do you always have to provide certified documents and if you don't know anyone who can certify them is there a way of getting them done for free? I was just about to open a 3% Tesco account but it almost feels pointless when it's going to take three months just to recoup the cost of having documents certified at the post office.

I've never been asked for certification for new accounts, currently at thirteen current accounts and six regular savers.

Whether i'm representative I have no way of knowing.