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Regular Savings Accounts: The Best Currently Available List!

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  • Cowabunga
    Sorted two issue 1 books cash in and s/order in from January 1st 2017 ,gets 13 payments into book


    Don't give up is the motto


    Branch based issue 2 out soon , hopefully
  • steve65e
    steve65e Posts: 154 Forumite


    Branch based issue 2 out soon , hopefully

    If they let you have one.....:D
  • Frogletina
    Frogletina Posts: 3,914 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I opened a reg saver 2 online with Virgin last night and messaged to say I wanted an appointment to open a branch reg saver.

    Had a call this morning, guy said 'I see you have an online saver already, ok, when would you like your appointment?'

    So by Wednesday I should have two accounts. Are all Virgin money stores cashless? He said I could bring a cheque - luckily I still have a cheque account.

    frogletina
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅
  • schiff
    schiff Posts: 20,283 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    Sorted two issue 1 books cash in and s/order in from January 1st 2017, gets 13 payments into book

    The accounts you have opened have a fixed maturity date of 1/12/2017. The maximum you can achieve is 12. :)

    This account was floated in November (from my chatting with the MOS last week) but even the sharpest ones on here didn't spot it till December.
  • schiff
    schiff Posts: 20,283 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Frogletina wrote: »
    I opened a reg saver 2 online with Virgin last night and messaged to say I wanted an appointment to open a branch reg saver.

    Had a call this morning, guy said 'I see you have an online saver already, ok, when would you like your appointment?'

    So by Wednesday I should have two accounts. Are all Virgin money stores cashless? He said I could bring a cheque - luckily I still have a cheque account.

    frogletina

    My local Store is a modest size but they accepted cash (I had the cash ready but forgot my cheque book which would have been a nuisance). I would take both - as you may have decided.
  • glider3560
    glider3560 Posts: 4,115 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Frogletina wrote: »
    So by Wednesday I should have two accounts. Are all Virgin money stores cashless? He said I could bring a cheque - luckily I still have a cheque account.
    Check out the store finder: http://uk.virginmoney.com/store-finder/

    Once you've found the store, click View Store Details --> Store facilities. Some have "cash handling" as a facility. Make sure you also get your free tea/coffee, if your store offers this!

    My experience suggests the "cashless stores" don't have any cahier counters. They just have desks and private rooms (similar to being in an estate agency).
  • steve65e
    steve65e Posts: 154 Forumite
    Frogletina wrote: »

    So by Wednesday I should have two accounts. Are all Virgin money stores cashless? He said I could bring a cheque - luckily I still have a cheque account.

    frogletina

    With an appointment they should be able to open the account and give you a passbook, so should be able to take cash. Any kind of posting out or doing things later and they probably won't.

    Take both. Also take passport/driving licence and a bill/bank statement in case they want to ID you again.
  • Frogletina
    Frogletina Posts: 3,914 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 18 December 2016 at 2:30PM
    steve65e wrote: »
    With an appointment they should be able to open the account and give you a passbook, so should be able to take cash. Any kind of posting out or doing things later and they probably won't.

    Take both. Also take passport/driving licence and a bill/bank statement in case they want to ID you again.

    Yes, they have already told me what ID they want from me - but they definitely advised they cannot take any cash as they are a cashless store (which is why I queried if all stores are cashless) so I will take a cheque with me.

    frogletina
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅
  • Frogletina
    Frogletina Posts: 3,914 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    glider3560 wrote: »
    Check out the store finder: http://uk.virginmoney.com/store-finder/

    Once you've found the store, click View Store Details --> Store facilities. Some have "cash handling" as a facility. Make sure you also get your free tea/coffee, if your store offers this!

    My experience suggests the "cashless stores" don't have any cahier counters. They just have desks and private rooms (similar to being in an estate agency).

    Thanks glider. My store is definitely cashless. Also, unfortunately for me, I don't drink either tea or coffee!

    frogletina
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅
  • Frogletina
    Frogletina Posts: 3,914 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    schiff wrote: »
    My local Store is a modest size but they accepted cash (I had the cash ready but forgot my cheque book which would have been a nuisance). I would take both - as you may have decided.

    Thanks for your reply.

    I've replied to all comments in reverse order, sorry for this being out of sequence.

    I should have stated in my original post that I knew my store was cashless.

    frogletina
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅
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