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Regular Savings Accounts: The Best Currently Available List!

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  • happybagger
    happybagger Posts: 1,038 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Combo Breaker
    They will, as they have to give notice, which would bring it close to 31 Jan.
    Time to stick £100 in their online account (so I can have the pleasure of remaining a member and voting against directors) and move on.
  • scubado2 wrote: »
    Since posting this morning I got a call from Leeds BS. They said to expect a letter in early December. They couldn't confirm the content, but bottom line it sounded like account being pulled completely (or at least the bonus interest) in February 2017. Somewhat surprises me but hey ho that's another customer they're losing! I only hope they honour the full 3.05% rate up to the point of closure even if it is mid-term.

    The terms of this account are that one withdrawal is allowed between 1st Nov - 31st October to still be able to get the bonus.

    Hence what will this mean for those who have already made this penalty free withdrawal?
  • tg99
    tg99 Posts: 1,256 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    tg99 wrote: »
    Not sure if been mentioned previously but phoned to open another M&S Reg Saver today and was told that I actually get 6% not the 5% I was expecting given I switched my current account to M&S pre (think she said 29th) Sep 2016. She said to ignore the account literature to follow in the post where it mentions the 5% as I would receive additional separate confirmation in the post that I will actually get 6%.

    Took a while but got letter in today's post confirming that I would get 6% and to ignore the 5% stated in account literature.
  • GazHol
    GazHol Posts: 70 Forumite
    Part of the Furniture 10 Posts
    tg99 wrote: »
    Took a while but got letter in today's post confirming that I would get 6% and to ignore the 5% stated in account literature.

    Me Two (I got one letter from each current account - in separate envelopes of course).
  • TheShape
    TheShape Posts: 1,890 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    tg99 wrote: »
    Took a while but got letter in today's post confirming that I would get 6% and to ignore the 5% stated in account literature.

    Hopefully i'll get a letter too. Opened my account a week or two after you and was also told i'll qualify for 6%.
  • TheShape
    TheShape Posts: 1,890 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Anyone here using a Tesco current account to fund their regular/monthly savers?

    Was going to fund my Saffron Regular Saver from my Nationwide Account on the 1st of each month but decided that as the 1st may fall on a non-working day and may therefore delay payment that I'd do it from a Tesco account as I seem to remember reading that payments are sent on the day you set, regardless of whether it is a working day or not.
  • Kim_13
    Kim_13 Posts: 3,464 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    They do go on a non-working day, but the payment won't be processed at the other end until the working day following the first (unless that provider operates a similar system to Tesco in processing payments on a non-banking day.) Tried this earlier in the year; should have just left the funds in Tesco until the first working day.
  • TheShape
    TheShape Posts: 1,890 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Kim_13 wrote: »
    They do go on a non-working day, but the payment won't be processed at the other end until the working day following the first (unless that provider operates a similar system to Tesco in processing payments on a non-banking day.) Tried this earlier in the year; should have just left the funds in Tesco until the first working day.

    1st payment due the 1st December so can adjust future payments.
  • Hi Folks,

    I have completed this weekend's update for the first page of this thread.

    I have moved the Virgin Money Regular e-Saver account from the "matures after more than 12 months" section to the under 12 months section as the maturity date is 20th October 2017 and we are now less than 12 months from that date.

    I cannot see anything else that has changed.

    I will do another update next weekend.

    SS2
    For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...=608697&page=1
  • glider3560
    glider3560 Posts: 4,115 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    For the Leeds Issue 3 (3.05%), has anyone noticed the interest rate now displays as "Current Rate (gross pa): 3.05%" rather than "Current Rate (gross pa): 1.25%" as it did previously, before the "BON RAT CHG DEC" appeared?

    I can see the bonus being removed very shortly. Have sent my passbook to Leeds to have it updated and asked for clarification about this.
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