Regular Savings Accounts: The Best Currently Available List!

Speculator

garfield33 wrote: »

Hi Speculator - did you have to take your book into the branch or were you notified another way (letter/email) etc. I want to know what mine is but won't be able to go to a branch for a while. Cheers.

Yes, saw it online.

I normally go to bed at 3am ish so I see all the good stuff.

edit: If you don't have online access, you could apply for an account online and it normally gives you online access to your Regular issue 3 straight away. You don't even need to complete the opening (by sending them a cheque) of the new account.

garfield33

Speculator wrote: »

Yes, saw it online.

I normally go to bed at 3am ish so I see all the good stuff.

edit: If you don't have online access, you could apply for an account online and it normally gives you online access to your Regular issue 3 straight away. You don't even need to complete the opening (by sending them a cheque) of the new account.

Thanks very much - you're right I don't have online access for Leeds BS, I'll look into setting it up that way!

apt

A rather strange note has appeared on the Leeds BS website about the Regular Saver version 4: 'This account may be closed for further deposits upon a minimum of 30 days' notice.' If Leeds BS actually did this, it would make it impossible to earn the 1.8% bonus which depends on £50-£250 being paid in each month and savers would be left with just 0.5% interest.

Vortigern

I've just received a maturity letter for the Nationwide Flexclusive Regular Saver. Account converts to Flexclusive Saver Issue 8 paying 0.5% interest, retains same account number.

We will be able to start a new Flexclusive RS as soon as the old one matures. Rate for new account is 5% variable.

glider3560

apt wrote: »

A rather strange note has appeared on the Leeds BS website about the Regular Saver version 4: 'This account may be closed for further deposits upon a minimum of 30 days' notice.' If Leeds BS actually did this, it would make it impossible to earn the 1.8% bonus which depends on £50-£250 being paid in each month and savers would be left with just 0.5% interest.

For Issue 1 and 2, I believe they re-designated the account as something else (some type of instant access account) when they decided to stop further deposits, so this issue never arose. I would expect something similar for Issues 3 and 4.

Speculator

Vortigern wrote: »

I've just received a maturity letter for the Nationwide Flexclusive Regular Saver. Account converts to Flexclusive Saver Issue 8 paying 0.5% interest, retains same account number.

We will be able to start a new Flexclusive RS as soon as the old one matures. Rate for new account is 5% variable.

Mine matures 30th November. Hopefully, they will let me open one on the 30th so that I will have a balance of £1000 on 1st Dec.

veryintrigued

Speculator wrote: »

Mine matures 30th November. Hopefully, they will let me open one on the 30th so that I will have a balance of £1000 on 1st Dec.

Does your maturity letter say you can open one on the 30th November?

Speculator

veryintrigued wrote: »

Does your maturity letter say you can open one on the 30th November?

says "please wait until your existing account has matured on 30th November 2016"

Not sure if that means the system will let me open one on 30th or wait til the 1st.

veryintrigued

Speculator wrote: »

says "please wait until your existing account has matured on 30th November 2016"

Not sure if that means the system will let me open one on 30th or wait til the 1st.

Same as mine.

I assumed that it meant that the 1st of December was the earliest that you could open another - fingers crossed you're correct so thanks for the heads-up.

glider3560

A line has appeared on my Leeds BS Issue 3:
01/11/2016 BON RAT CHG DEC

There is no amount next to this, so I assume this is just the bonus period resetting? The interest was paid correctly.