Regular Savings Accounts: The Best Currently Available List!

sammybee

isa help

Myself and partner (NOT MARRIED) have an isa each, if one of us die does the other get the isa cash, ??? we both have a will stating the other inherits everything

eskbanker

sammybee wrote: »

isa help

Myself and partner (NOT MARRIED) have an isa each, if one of us die does the other get the isa cash, ??? we both have a will stating the other inherits everything

Your question is completely unrelated to the topic of this thread and should be posted on the ISA board anyway!

johnmoney05

Big_W wrote: »

The current Issue 2 rate is different to your (closed) Issue 1. Bucks isn't the only BS to pay different rates on different issues.

Where did you get notification that your rate was changing? I have an issue 2. I've had no letter from Bucks, but I spoke to them today and was told there would later be a 0.25% interest rate drop on most accounts, with letters going out in mid September.

===>>Where did you get notification that your rate was changing?
Well, I think everyone will guess that it is from the building soceity. You think I invented it? The letter dated 30 June 2016.

steve65e

interest_Ted wrote: »

Note for SS2..... maybe I am going mad...but cannot see the Halifax 2% in the list of accounts. I see Bank of Scotland, but the Halifax seems to be slightly different as they do not require a current account, just an 'Everday Saver' which has to be opened at same time as the Regular saver.
Regards. Ted

I think that Halifax isn't in the list because the terms weren't, great ie you weren't allowed withdrawals. It looks like this is changing in the new t&cs starting tomorrow, 2nd.

adindas

interest_Ted wrote: »

(They are a nice Society so might offer 'free' change of amounts when reducing rates, but there is no certainty about this).

Anyone looking for 2% accounts, unless they already have them, or can't get them, would be wise to look at Principality, Halifax, and TSB, who all have 2% fixed rate regular savers (still) available today.
)

BOS and Scottish BS as well. Also I think when they already reduce the interest to 2% there is little chance that they will change it, even if it was flexible .....

bob792

Bank of Scotland Current Account with Vantage Option

The post on the first page could usefully add "and pay out 2 direct debits per month", as this new hurdle came into force today.

hgt

The Moneyfacts website is showing a new Leeds Building Society Regular Saver (issue 4) account paying 2.3% on up to £250/month. It seems to suggest the account is available from today, but I can see no mention of it on the Leeds BS website - maybe Moneyfacts have been tipped off about the launch.

If it's true, this might be a good account for some people as if it's the same as previous issues, there is no end date.

I wonder if they will let people hold issues 3 and 4 of this account. Though based on their previous tactic, Leeds BS might just close all issue 3 accounts anyway!

adindas

hgt wrote: »

The Moneyfacts website is showing a new Leeds Building Society Regular Saver (issue 4) account paying 2.3% on up to £250/month. It seems to suggest the account is available from today, but I can see no mention of it on the Leeds BS website - maybe Moneyfacts have been tipped off about the launch.

If it's true, this might be a good account for some people as if it's the same as previous issues, there is no end date.

I wonder if they will let people hold issues 3 and 4 of this account. Though based on their previous tactic, Leeds BS might just close all issue 3 accounts anyway!

It could be true. The last one I open in April 2016 are paying 1.25% + 1.8% conditional bonus = 3.05% percent.

hgt

adindas wrote: »

It could be true. The last one I open in April 2016 are paying 1.25% + 1.8% conditional bonus + 3.05% percent.

Yes I've got that one too. If you're an existing Leeds BS customer with an online banking logon, the new Issue 4 is showing on the list of accounts you can open. So the issue 4 is definitely coming, but no mention of rate other than on the Moneyfacts site.

ctdctd

hgt wrote: »

Yes I've got that one too. If you're an existing Leeds BS customer with an online banking logon, the new Issue 4 is showing on the list of accounts you can open. So the issue 4 is definitely coming, but no mention of rate other than on the Moneyfacts site.

That's useful - I closed my accounts with the Leeds when they forced closure of the old issue.

However, I've just checked my online login and it still works and I can apply.

Sad really - excited about 2.3% :-(