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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • Moby
    Moby Posts: 3,917 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I have the 123 account and just want to confirm that the 123 account is considered a current account thereby qualifying you to apply for the regular E Saver from Santander............is that right?
  • Stompa
    Stompa Posts: 8,379 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Moby wrote: »
    I have the 123 account and just want to confirm that the 123 account is considered a current account thereby qualifying you to apply for the regular E Saver from Santander............is that right?

    Yes, it is.
    Stompa
  • zolablue25
    zolablue25 Posts: 1,652 Forumite
    Careful_ly wrote: »
    Somewhere in the back of my mind I have a feeling that if you wait till after the three months that you have funded the account, that is wait until June, that the computer will then say yes.


    I am remembering back to the need to fund for three months to get the free travel insurance with the flex account and I am sure that was triggered after 3 full months had passed of funding.


    HTH

    This is what happened to me when I tried a couple of months back. Couldn't open online so phoned up. The guy said something about 3 full months and to try again then. So a couple of weeks later I tried online again and it worked fine.
  • Special_Saver2
    Special_Saver2 Posts: 1,434 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi Folks,

    I cannot find anything that has changed for this weekend's update of the first page of this thread.

    I will do another update next weekend.

    SS2

    For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...=608697&page=1
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 17 May 2016 at 4:18PM
    I changed my SO instruction from my other UK current account last month, I just noticed it it bounched back.
    So I therefore pay manually from Nationwide account
    I understand that for this account:
    - The monthly funding could come from any UK current account, not necessary from Nationwide Account.

    You can pay money in:
    " Via Nationwide cash machines, if you have a card
    By setting up a regular or one-off payment from a current account Online or via the Mobile Banking app (if you have registered for Internet Banking), from your Nationwide card account or instant access savings account.
    Over the counter at any Nationwide branch"

    Does NW Flexclusive Regular Saver funding will have to come from an internal Nationwide account or could be from external account?

    Does anyone have the same experience like I did ?
    Thanks



  • Crag30
    Crag30 Posts: 280 Forumite
    Tenth Anniversary 100 Posts
    I've recently started my Regular Saver and I'm sure I've funded it direct from my Natwest Account than going via the Flexdirect account
  • Steve_xx
    Steve_xx Posts: 6,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    adindas wrote: »
    In your case the funding to your NW - regular saver is from Flexdirect account not from Natwest. That is also what I did in the past. But now my flex direct interest has dropped so, I wanted to close it so I will need to rearrange the SO.

    I am interested in knowing whether they allow the funding come direct form External account to RSA, not via Nationwide account.
    Do the terms and conditions of the Flexclusive Regular Saver state that funding has to come from Nationwide?
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Steve_xx wrote: »
    Do the terms and conditions of the Flexclusive Regular Saver state that funding has to come from Nationwide?

    I did not see any of this. Just want to see whether I have missed something ? This is the spirit of discussion forum is not it ??

    Also as I mentioned previously my payment bounced back and therefore want to investigate further ...
  • Steve_xx
    Steve_xx Posts: 6,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    adindas wrote: »
    I did not see any of this. Just want to see whether I have missed something ? This is the spirit of discussion forum is not it ??

    Also as I mentioned previously my payment bounced back and therefore want to investigate further ...
    Well, if it doesn't state in the terms and conditions that funding has to come from a particular source, then one can only conclude that it is not a condition.
  • 10_66
    10_66 Posts: 3,490 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    colsten & Careful_ly: I said I'd post an update re trying to open N'wide Reg Saver. You may remember I'd been trying to open one and their system wouldn't let me even though I'd been making the required payments into Flex Account and was told (dubiously) the reason for the failure was that the £750 had to stay in overnight? I'd continued, periodically, to try to open Reg Saver and still no joy, until I received a message today saying that they can confirm that I "do meet the criteria" and so they have "now updated my profile to reflect my loyalty" so, hey-presto, I've now managed to open the account.


    I must admit that I think the reason given is a bit obscure and I don't know what has triggered the "magic" permissible date as nothing has changed since all the failed attempts (apart from them "changing my profile to reflect my loyalty"), ie., I'm not into a 4th month. Oh well, it's done now.
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