Regular Savings Accounts: The Best Currently Available List!

Westie983

Update needed on the first page, Halifax Kids Regular Saver can be opened online as well as in branch but its only managed in branch.

fun4everyone

Hey quick question,


I have opened a load of regular savers recently. Once they mature and turn into crappy accounts in a years time can I reopen another regular saver with these same banks? Or is it just a one time only thing? Cheers

Frogletina

fun4everyone wrote: »

Hey quick question,


I have opened a load of regular savers recently. Once they mature and turn into crappy accounts in a years time can I reopen another regular saver with these same banks? Or is it just a one time only thing? Cheers

It depends on the individual bank, but with quite a few you can take out a new regular saver when the old one matures. They may have a different interest rate on the newer ones

frogletina

RaspberryFool

What a dreadful service I've had trying to apply for a Santander regular savings account. One cannot open it online, only in a branch or over the phone. After two days attempting to get through on the phone, waiting for over an hour, I've given up. I had almost begun to think that Santander had climbed off the bottom of the customer satisfaction heap, but not any more.

veryintrigued

RaspberryFool wrote: »

What a dreadful service I've had trying to apply for a Santander regular savings account. One cannot open it online, only in a branch or over the phone. After two days attempting to get through on the phone, waiting for over an hour, I've given up. I had almost begun to think that Santander had climbed off the bottom of the customer satisfaction heap, but not any more.

I still cant believe they have the cheek to call it the eSaver!!!

10_66

RaspberryFool wrote: »

What a dreadful service I've had trying to apply for a Santander regular savings account. One cannot open it online, only in a branch or over the phone. After two days attempting to get through on the phone, waiting for over an hour, I've given up. I had almost begun to think that Santander had climbed off the bottom of the customer satisfaction heap, but not any more.

If you can, try ringing them at 8am. I got through straight away.

Special_Saver2

Hi Everybody,

I have updated the first page of this thread.

I have added that the Halifax Kids' Regular Saver can be opened online.

I cannot find anything else that has changed.

I will do another update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...=608697&page=1

bongoali

SS2, on your list of accounts I notice you mention there has been discussion about 13 payments being possible into the Lloyds RS.

I would have thought this is possible for all RS that operate on a calendar month basis? I have checked TSB's RS T&Cs and it appears you can deposit by standing order once a month. By changing the date of the standing order you can squeeze in 13 payments.

What are you views on this please?

Mee

Perhaps a silly question, but what period of interest would you receive on that payment (payment 13)

Archi_Bald

Mee wrote: »

Perhaps a silly question, but what period of interest would you receive on that payment (payment 13)

Interest gets calculated on the balance of the account at the end of each day.