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Regular Savings Accounts: The Best Currently Available List!
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I opened an HSBC reg saver on 16th April (had to do it over phone as they were experiencing IT problems) and the standing order's been set up for the 16th May. I asked if it would be possible to have the future dates the 6th of the month (just more convenient for me). According to their t&cs they say "the first Standing Order payment must be at least one calendar month after the date you opened your Regular Saver. You can only make one Standing Order payment into your Regular Saver each month".
They only refer to the first standing order, so would I be able to change all future standing orders (ie after the 6th May) to the 6th? The CS who was opening the account said she wasn't sure.0 -
Forgot to ask. I don't need to make it my main current account the new TSB current account? As long as I move £500 into the account every month they are happy? Does that also need to be a standing order?
I spoke to them a few minutes ago and was told that as long as the £500 goes in, the method doesn't matter, including cash paid into branch.0 -
I opened an HSBC reg saver on 16th April (had to do it over phone as they were experiencing IT problems) and the standing order's been set up for the 16th May. I asked if it would be possible to have the future dates the 6th of the month (just more convenient for me). According to their t&cs they say "the first Standing Order payment must be at least one calendar month after the date you opened your Regular Saver. You can only make one Standing Order payment into your Regular Saver each month".
They only refer to the first standing order, so would I be able to change all future standing orders (ie after the 6th May) to the 6th? The CS who was opening the account said she wasn't sure.
Yes you can, after your first one has gone out on the 16th May, amend the SO to the 6th of June.I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
Update needed on the first page, Halifax Kids Regular Saver can be opened online as well as in branch but its only managed in branch.I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0
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Hey quick question,
I have opened a load of regular savers recently. Once they mature and turn into crappy accounts in a years time can I reopen another regular saver with these same banks? Or is it just a one time only thing? Cheers0 -
fun4everyone wrote: »Hey quick question,
I have opened a load of regular savers recently. Once they mature and turn into crappy accounts in a years time can I reopen another regular saver with these same banks? Or is it just a one time only thing? Cheers
It depends on the individual bank, but with quite a few you can take out a new regular saver when the old one matures. They may have a different interest rate on the newer ones
frogletinaNot Rachmaninov
But Nyman
The heart asks for pleasure first
SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅0 -
What a dreadful service I've had trying to apply for a Santander regular savings account. One cannot open it online, only in a branch or over the phone. After two days attempting to get through on the phone, waiting for over an hour, I've given up. I had almost begun to think that Santander had climbed off the bottom of the customer satisfaction heap, but not any more.RaspberryFool
Men are from Mars, Women are from ... Cadburys!0 -
RaspberryFool wrote: »What a dreadful service I've had trying to apply for a Santander regular savings account. One cannot open it online, only in a branch or over the phone. After two days attempting to get through on the phone, waiting for over an hour, I've given up. I had almost begun to think that Santander had climbed off the bottom of the customer satisfaction heap, but not any more.
I still cant believe they have the cheek to call it the eSaver!!!0 -
RaspberryFool wrote: »What a dreadful service I've had trying to apply for a Santander regular savings account. One cannot open it online, only in a branch or over the phone. After two days attempting to get through on the phone, waiting for over an hour, I've given up. I had almost begun to think that Santander had climbed off the bottom of the customer satisfaction heap, but not any more.
If you can, try ringing them at 8am. I got through straight away.0 -
Hi Everybody,
I have updated the first page of this thread.
I have added that the Halifax Kids' Regular Saver can be opened online.
I cannot find anything else that has changed.
I will do another update next weekend.
SS2
For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...=608697&page=10
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