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Regular Savings Accounts: The Best Currently Available List!

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  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    ctdctd wrote: »
    None here - they originally said they would contact with options 14 days before maturity so I expect an envelope to hit the doorstep before the weekend.

    Nothing received here either but hopeful of this week.

    Maybe they'll offer us another 18month at 4.5%!!
  • Speculator
    Speculator Posts: 2,356 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I opened mine last night and the process took about 25 mins.

    He initially said I could transfer £200 direct from my current account for my first payment but after reading the T&Cs, he changed his mind and said it's better if the 1st payment came from a standing order.

    I set up the standing order at 8pm and the first payment was taken early this morning.
  • Speculator
    Speculator Posts: 2,356 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Nothing received here either but hopeful of this week.

    Maybe they'll offer us another 18month at 4.5%!!

    I am hoping they will let us withdraw our money by BACS but I doubt it. It will probably be by cheque only.
  • ManAtHome
    ManAtHome Posts: 8,512 Forumite
    Part of the Furniture Combo Breaker
    Stompa wrote: »
    They made the initial payment and set up the SO for me.
    Sounding so far (on a massive sample of about 3) like us DIYers have to give card details.
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Account opened this morning in branch, only option 15 minutes with Personal Banker.

    S.O set up to go out tomorrow, I just took a look, clicked on Standing Order, could see MonthlySaver, clicked "take me to" and there is an option to amend amount and date etc.
    I don't think you will benefit much from changing the date. Your account month starts on the day of opening, i.e. today in your case. If you SO £200 tomorrow, that's your month maxed until 17th April. If you tried to be smart and change the SO date to April 1, your money will be returned.
  • Speculator
    Speculator Posts: 2,356 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    colsten wrote: »
    I don't think you will benefit much from changing the date. Your account month starts on the day of opening, i.e. today in your case. If you SO £200 tomorrow, that's your month maxed until 17th April. If you tried to be smart and change the SO date to April 1, your money will be returned.


    Shouldn't it be maxed unitil 15th April, not 17th?


    If opened today, account month will be 15th March to 14th April and earliest next payment will be 15th April.
  • harz99
    harz99 Posts: 3,742 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    frankie wrote: »
    Was in branch today for other reasons, asked about new reg saver and have to make an appointment, and no appointments available for ages.

    Was told account will be available on line 'in due course'


    Same as me, 3 weeks time! Before anyone says phone, my wife wants one as well and she doesn't do phoning very well.
  • steve65e
    steve65e Posts: 154 Forumite
    harz99 wrote: »
    Same as me, 3 weeks time! Before anyone says phone, my wife wants one as well and she doesn't do phoning very well.

    She certainly won't after 45 mins on the phone to Santander! That's how long it took for me.

    Still, they were ever so friendly, and it's just about worth the effort.
  • Speculator
    Speculator Posts: 2,356 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    My wife took 28 mins and English is not her first language.


    Had to put it on speakerphone so I could tell my wife what to say by pointing to answers written on my whiteboard!
  • badger09
    badger09 Posts: 11,605 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    harz99 wrote: »
    Same as me, 3 weeks time! Before anyone says phone, my wife wants one as well and she doesn't do phoning very well.

    Depending on just how much your wife wants to avoid the phone, it might in fact be easier for both of you if you make that call.

    I opened mine yesterday, and it took 32 minutes.

    I then passed the phone to my husband, and despite the very patient young man
    1) having to repeat things, because of my husband's hearing:o
    2) having to phone us back twice because phone battery died mid call, and despite telling him to use the mobile, my husband, as usual, didn't have it switched on:mad:

    it only took 15 minutes. I think the poor lad had had enough of Mr & Mrs badger by then:D
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