Regular Savings Accounts: The Best Currently Available List!

planteria

great thread.

smiling at Afahmaep's post....imagine getting those rates now:A

i am looking at saving £500/m into a cash Regular Saver so am looking at HSBC (i can get 6%G) and West Brom's (4.1%G) as i have a bond with them that matures tomorrow & i want my long-standing membership to continue.

having had a quick skim through it looks as though only accounts which require a linked fee-costing current account, such as M&S, or an account with a mortgage-related tie-in, such as Monmouthshire, beat an HSBC West Brom pairing.

thank you for any help.

Special_Saver2

Hi Everybody,

I have updated the posts on the first page of this thread.

- Furness BS Lifestyle Saver interest rate reduced to 2.75%
- Cheshire BS Regular Saver BS (Issue 6) paying 2.5% on up to £500 per month indefinitely added to post 2
- Derbyshire BS Regular Saver BS (Issue 2) added to post 2 - almost identical to the account above except this one lets you miss only one payment per calendar year (Cheshire BS account lets you miss two per year)
- Dunfermline BS Regular Saver added to post 2 - almost identical to accounts above but allows one missed payment and one withdrawal per account year (not calendar year)
- Cheshire BS and Derbyshire BS Platinum Savers, expiring 31st July 2014, updated to issue 8 in post 3
- Beverley BS Monthly Saver temporarily unavailable for new applicants
- Progressive BS Regular e-Saver (Issue 2) paying 2.75% on up to £250 per month added to post 2 (edit: have changed the account opening method to reflect comment in post below)

I will do another update in 2 weeks' time.

SS2

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For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...d.php?t=608697

anamenottaken

#2
Progressive
How to Open - where possible they verify electronically thus don't require forms by post

beansy

IanIan wrote: »

Swansea Building Society.

Minimum investment - £25.00 per month
Maximum investment - £500.00 per month
4.00%

Seems to last for one year only, but can continue. The website says "At each anniversary of the account opening, the entire balance will be transferred to another account held with the Society. Further subscriptions can continue into the second and subsequent years."

https://www.swansea-bs.co.uk/aspx/default.aspx?sectionid=87

You have to live in Wales to be able to open one of these.

I couldn't find the application forms so I phoned the branch and they are sending them out to me but was also advised they have just heard that the rate will be going down to 3% from 1 August.

rustyboy

Have people seen this?

Nottingham Building Society.

• Rate fixed at 5.00% gross/AER* until 30 September 2014
• Perfect for building up your savings steadily
• Save between £1-£250 every month
• Flexibility to vary the amount you save

I was in branch the other day and spotted it. I'm not allowed to post the link due to only being a lurker. But is it on their website and in branch.

anamenottaken

rustyboy wrote: »

Have people seen this?

Nottingham Building Society.

• Rate fixed at 5.00% gross/AER* until 30 September 2014
• Perfect for building up your savings steadily
• Save between £1-£250 every month
• Flexibility to vary the amount you save

I was in branch the other day and spotted it. I'm not allowed to post the link due to only being a lurker. But is it on their website and in branch.

http://www.thenottingham.com/savings/summer-saver/

Branch access only (on or after 1 October 2014) and has to be set up in branch after "friendly chat".

veryintrigued

rustyboy wrote: »

Have people seen this?

Nottingham Building Society.

• Rate fixed at 5.00% gross/AER* until 30 September 2014
• Perfect for building up your savings steadily
• Save between £1-£250 every month
• Flexibility to vary the amount you save

I was in branch the other day and spotted it. I'm not allowed to post the link due to only being a lurker. But is it on their website and in branch.

Fantastic post - thank you - appointment to be made ASAP!!

http://www.thenottingham.com/savings/summer-saver/

namecheck

anamenottaken wrote: »

http://www.thenottingham.com/savings/summer-saver/

Branch access only (on or after 1 October 2014) and has to be set up in branch after "friendly chat".

That's a shame, I could survive the "friendly chat" - but we're nowhere near Nottingham.

davidqu

Opened a lloyds vantage account today paying 3% for up to 5k and a 123 account for 20k

Still looking for an ISA for this year, mine matured with santander on 1 July and is currently paying 0.5% I want to add to this with this years allowance before switching to a higher interest rate

Anybody know which ISA are about with best rates?

innovate

davidqu wrote: »

Anybody know which ISA are about with best rates?

Post 1 in https://forums.moneysavingexpert.com/discussion/401374