Regular Savings Accounts: The Best Currently Available List!

ctdctd

Has this been mentioned?

Loughborough have a 3% (1.5% variable + 1.5% fixed bonus) £500 PM open ended Monthly Saver for existing or local members. Open in branch or by post.

http://www.theloughborough.co.uk/savings/savings-at-the-loughborough/Monthly-Saver/

Special_Saver2

Hi Everybody,

Here is this weekend's update.

- Loughborough BS Monthly Saver paying 3% variable on up to £500 per month indefinitely added to post 2 (thanks ctdctd!)
- Norwich and Peterborough BS Regular Saver and E-Regular Saver Account interest rates decreased from 4% to 3% updated in post 4

milton19700, you are not the only person to encounter the change in the Cheshire BS policy. Careful_ly reports in posts 2070 and 2073 that Derbyshire and Cheshire Building Societies are no longer allowing customers to open one account per issue - now just one account at a time.

I will do another update next weekend.

SS2

---

For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...d.php?t=608697

Special_Saver2

Hi Folks,

I cannot find anything that has changed.

I will do another update next weekend.

SS2

---

For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...d.php?t=608697

steady__eddie

Advanced apologies, I am sure that I have seen the answer to this query somewhere on here but a search has not thrown it up .
Is it possible to make more than one payment in a calendar month without breaching the T + Cs ? (assuming of course that the max'm monthly amount it not exceeded).

lucky77

steady_eddie - I have looked at my terms and conditions for this account and they just say "save between £10 and £500 per month". No mention of only one payment per month allowed so I would think you could safely make a second payment during the month.

Frogletina

steady__eddie wrote: »

Advanced apologies, I am sure that I have seen the answer to this query somewhere on here but a search has not thrown it up .
Is it possible to make more than one payment in a calendar month without breaching the T + Cs ? (assuming of course that the max'm monthly amount it not exceeded).

I have a Yorkshire building society regular saver (max £500) and I have a regular standing order to pay in £10 a month (so I don't miss any payments when I am on holiday etc) and then I transfer any extra money 1 want to save during the month via my debit card.

I love the fact that I can vary the amount at any time. I did have a Scottish building society account paying 4% but now I only have the balance of that earning 3% so will be paying the max into the Yorkshire BS each month.

I find it is always good to keep a regular saving account going as long as possible as where else can I now get 3.75%!

typistretired

Are you saying that as you have a Regular Saver 1 you can keep paying into it year after year? The only one showing on their site is the Regular Saver 2 paying -

£10 - £250 a month

Including conditional
bonus

3.00% gross

2.40% nett

3.00% aer

iAMaLONDONER

someone wrote: »

Just applied for the N&P Gold Current Account. Has anyone had any issues with applying? Mine said based on the information provided they will need to undertake some extra checks and this may take 2 working days ...

They did that and only gave me the Gold light though I can upgrade in 6 months!

ctdctd

typistretired wrote: »

Are you saying that as you have a Regular Saver 1 you can keep paying into it year after year? The only one showing on their site is the Regular Saver 2

Yes, as I have one.:beer:
Closed to new customers few years ago.

I started mine in Feb 2007. :eek:
Currently paying 3.75% including a fixed 3.5% bonus.
£500 pm max with a £20k max balance.

A_Flock_Of_Sheep

Seems to me the best regular savings account is one with Hargreaves Lansdown where you can save regularly starting at £50 a month with a £500 opening deposit.

Invesco Pepretual High Income Fund growth over last 3 years:

14.9%
7.79%
20.65%

Average interest rate over last 3 years 14.45%

Plus Dividend Income Yeild.

The figures speak for themselves. Even the First Direct 8% regular saver can't compete with that!