Regular Savings Accounts: The Best Currently Available List!

psychic_teabag

This is all being discussed over on https://forums.moneysavingexpert.com/discussion/4104719

fin__2

A month or so late on this but am a bit confused by the Nationwide Flexclusive account. Do you have to have been paying in £750 for 3 months to open it or are you eligible if you use their switcher service? It says on the website that you can do both at the same time but Nationwide seem to be making it difficult for me to d o this. Has anyone else opened it this way?

Gromitt

If you switch DDs from elsewhere, you are eligible instantly, else its three months of £750/month.

To open a Flexclusive such as Regular savings, they will need proof of accounts transfer (switch).

fin__2

Cheers Gromitt. This is what I have done and am still having trouble with it. Switched my DD's using their switcher service and opened up the regular savings at the same time (As it says you can do on their website) and now they're saying that I need to wait until I have paid three £750's into the account before I can apply. Rang and emailed them and still don't seem close to sorting it. Just seems like a lot of effort for what is really only a little bit more money over a 12 month period. I can see why people get put off changing stuff like bank accounts and energy bills.

Special_Saver2

Hi Everybody,

I have updated the Lloyds TSB Vantage entry in the feeder account section to include the 4% interest deal. I cannot find anything else that has changed.

I will do another update next weekend.

SS2

---

For those new to this thread, the first few posts are constantly updated and are here: http://forums.moneysavingexpert.com/...d.php?t=608697

Dagobert

People who had a Halifax/Bank of Scotland feeder account in 2011/12, should check this article about incorrect interest payments!

Tom_Brine

Santander have a new E-Saver Issue 7 now only at 2.8%. Glad I got in on Issue 5 :rotfl:

psychic_teabag

In that case, is it worth mentioning a Santander 123 current account as a potential feeder account? On its own it would be a bad idea, but if you can get the cashback to cover the fee for you, it becomes a contender. (Also need a minimum balance to get interest, but the same is true of the Lloyds vantage account.)

(I've finally got round to opening one of these...)

innovate

Would agree, Santander 123 with cashback is a fab feeder account. The cashback amount varies from person to person - I have all my eligible DDs with Santander and make approx £90 (after account fees) in cashback a year.

PLUS get cashback when you open a 123 acct -
http://www.quidco.com/santander-123-current-account/ (but only 5 days left)

Special_Saver2

Hi Folks,

Thanks to the people who posted above. I have updated the feeder account section. I have changed the Santander eSaver account from issue 6 to issue 7 (only pays 2.8%) and included the Santander 123 account. I cannot find anything else to change.

I will do another update next weekend.

SS2