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Regular Savings Accounts: The Best Currently Available List!

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  • MSE poster opinions4u has posted a link to a new LloydsTSB 12 month regular saver paying 5% fixed on savings of up to £250 per month. Needs a LloydsTSB current account for the standing order, but hey, I've got 3 of those.

    https://forums.moneysavingexpert.com/discussion/2785940
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 11 October 2010 at 5:50PM
    I managed to open 4 number of Monthly Saver Issue 12 today.
    So definitely they allows multiple account to be opened.


    Thank you for your info.

    Kind Regards
    ADINDAS



    neilsedaka wrote: »
    I was able to open one Santander Super Fixed Rate Monthly Saver (Issue 9) and four Santander Fixed Rate Monthly Savers (Issue 12) all in one phone call. No problems. They were very helpful.
  • johnmoney05
    johnmoney05 Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    adindas wrote: »
    I managed to open 4 number of Monthly Saver Issue 12 today.
    So defenitely it allowes multiple account to be opened.


    Thank you for your info.

    Kind Regards
    ADINDAS

    Could I ask if you open those 4 accounts at the same call? thanks
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 11 October 2010 at 5:51PM
    Dear johnmoney05

    Yes indeed at one call. It takes about 20 Minutes to do that all. They give me the Account number of those 4 accounts.

    ADINDAS
    Could I ask if you open those 4 accounts at the same call? thanks
  • johnmoney05
    johnmoney05 Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    adindas wrote: »
    Dear johnmoney05

    Yes indeed at one call. It takes about 20 Minutes to do that all. They give me the Account number of those 4 accounts.

    ADINDAS

    I must be in my bad luck run! Tried twice, each told me I already have one, so NO! Anyway, I am done. I am not going to try the third time, at least this month!
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Dear johnmoney05
    That is typical for Santander Customer Services. If you try again later you might get a difference answer.

    Kind Regards
    Rusdy Hartungi
    I must be in my bad luck run! Tried twice, each told me I already have one, so NO! Anyway, I am done. I am not going to try the third time, at least this month!
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 12 October 2010 at 2:35PM
    Do not forget the New Players lloyds TSB even better 5%

    Link to Lloyds TSB:
    http://www.lloydstsb.com/savings/monthly_saver.asp

    Link to MSE discussion
    https://forums.moneysavingexpert.com/discussion/2785940


    ADINDAS
  • apt
    apt Posts: 3,238 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    adindas wrote: »
    Dear johnmoney05

    Yes indeed at one call. It takes about 20 Minutes to do that all. They give me the Account number of those 4 accounts.

    ADINDAS


    In that case the person who was dealing with you does not know the conditions. Only one account per person.

    ELIGIBILITY
    1.1 To have the Account you must be 16 or over and have a current account with us.
    1.2 You can only have one Account in either your sole name or held jointly.
    1.3 You must agree to set up a standing order into the Account for one payment of between £25 and £250 each calendar month the Account is open (your ‘Standing Order’), the first being within 30 days of you opening the Account.
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 12 October 2010 at 3:54PM
    Dear apt
    The RSA that I am talking about in my previous post #1183, & #1187 is " Santander Fixed Rate Monthly Saver (Issue 12)". There is not any wording in their T&C mentioning that multiple a/c is not allowed.

    My last post #1188 is to remind people that there is a new incomer lloyds TSB which pay even higher interest Rate. Indeed this RSA just allow 1 a/c per person. If they allow to open 4 I would have opened 4 RSA for sure.

    Hope this clarify the matter

    ADINDAS



    apt wrote: »

    Originally Posted by adindas viewpost.gif
    Dear johnmoney05

    Yes indeed at one call. It takes about 20 Minutes to do that all. They give me the Account number of those 4 accounts.

    ADINDAS



    In that case the person who was dealing with you does not know the conditions. Only one account per person.

    ELIGIBILITY
    1.1 To have the Account you must be 16 or over and have a current account with us.
    1.2 You can only have one Account in either your sole name or held jointly.
    1.3 You must agree to set up a standing order into the Account for one payment of between £25 and £250 each calendar month the Account is open (your ‘Standing Order’), the first being within 30 days of you opening the Account.
  • Hi Folks,

    I have updated the first page of this thread.

    I have added the Lloyds TSB Monthly Saver account to post 5 (as mentioned in a post above). The interest rate increased on Monday to 5% fixed for 12 months on up to £250 per month for new applicants. As before, the account is very flexible (miss payments and make withdrawals without any penalty) but you need to hold a Lloyds TSB current account.

    There is nothing else that I can find that has changed.

    I will do another update next weekend.

    All the best,
    SS2
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