Regular Savings Accounts: The Best Currently Available List!

chookie1

Innys wrote: »

My passbook arrived this week. I have just rung them and you can opn up to 6 of these accounts at any one time!!! Each can have an initial deposit of £1000 plus £250 per month.

Cue the stampede...

They told me 10 accounts a week or so ago.... so maybe the stampede has already started!

snowqueen555

A question to everyone

Is there a regular saver that operates on non standing order deposits? I don't like automatic payments.

I don't think such a thing exists, but I ant an account where I can pay in whatever I want every month and I need the account to not allow withdrawals

steady__eddie

You may have a problem finding one to meet all of your criteria, one that may come close on the deposit front is Yorkshire B.S. http://www.ybs.co.uk/savings/regular/regular_saver.html here the minimum monthly payment is £10, but you can pay in more (if your funds permit) at a branch or online. In order to qualify for the current bonus rate (3% gross, 2.4% net), you can only miss one payment per year. Regretfully though, (in your case) you are allowed to make withdrawls, make more than one per year and you lose the bonus.
A strong dose of willpower to be taken three times a day would be required

Special_Saver2

Hi Folks,

I am still having trouble with my internet access but I have just updated the first page of this thread thanks to a friend's computer.

- Santander First Home account - I have changed the age information to "aged between 16 and 35" as mentioned in a post above
- Halifax International - T.x had warned that they were going to close to new customers and that people had to open an account before 2nd August in post 1108 but from their website it appears that they are still open for business so I have removed my warning from the appropriate entry in post 4
- Furness Monthly Saver - paying 4% variable on £25-£250 (£1,500 if you open 6 accounts) as discussed in posts above, added to post 4

That is all for now. I should be able to do another update this weekend.

SS2

ctdctd

Special_Saver2 wrote: »

Hi Folks,


- Halifax International - T.x had warned that they were going to close to new customers and that people had to open an account before 2nd August in post 1108 but from their website it appears that they are still open for business so I have removed my warning from the appropriate entry in post 4


SS2

Hi SS2 - I don't think you can open new Halifax International RS accounts now. The Apply Now link takes you to:-

"New customers can take the opportunity to apply for a Lloyds TSB account immediately.
Please click on the link below to view some of the International products we have on offer to you."


HTH

martyn4764

Special_Saver2 wrote: »

Halifax International - T.x had warned that they were going to close to new customers and that people had to open an account before 2nd August in post 1108 but from their website it appears that they are still open for business so I have removed my warning from the appropriate entry in post 4

As ctd says, Halifax International is now closed to new customers; to be exact, from their email:

"As from 2nd August 2010 Halifax International is closed to new customers. As you applied for this new account before this date... You have until the close of business on 27th August 2010, to have your account opened and funded."

Special_Saver2

Thanks a lot, clicking on the "Apply Now" link, I see what you mean.

I have gone back and deleted the Halifax International account from the list.

All the best,
SS2

Special_Saver2

Hi Everybody,

I have checked through everything and I cannot find any changes for this update.

I will do another update next weekend.

SS2

Special_Saver2

Hi Folks,

Here is this weekend's update.

There is only one thing that I can find - I have added the Principality BS Birthday Regular Saver Bond to post 4. It pays 5% fixed on up to £500 but has quite limited availability. See below. Thanks to Bluebirdnick and Chadsman for the info.

I will do another update next weekend.

SS2


Principality BS Birthday Regular Saver Bond

Interest rate: 5% gross p.a. fixed
Monthly payment: £20-£500
Miss any payments: No
Penalty-free withdrawals: No withdrawals at all until maturity
How to open account: Branch
Special conditions: Only available to people who have held an account or mortgage with Principality for 2 years or more. Only available at branches for a 2 week period on a rotating basis until 8th January 2011 - see this schedule.

If you follow the link to the schedule, you get a page with the following information:

From Aberdare to Bangor, our Birthday Regular Saver Bond will be sweeping the nation, stopping at each of our 51 branches for a two week period only. To find out when the Bond will be available at your local branch, check the list below:

• Aberdare Branch: 19/07/2010 - 31/07/2010
• Prestatyn Branch: 19/07/2010 - 31/07/2010
• Rumney Branch (Cardiff): 19/07/2010 - 31/07/2010
• Birchgrove Branch: 26/07/2010 - 07/08/2010
• Chester Branch: 26/07/2010 - 07/08/2010
• Llandrindod Wells Branch: 26/07/2010 - 07/08/2010
• Ebbw Vale Branch: 02/08/2010 - 14/08/2010
• Hereford Branch: 02/08/2010 - 14/08/2010
• Barry Branch: 09/08/2010 - 21/08/2010
• Blackwood Branch: 16/08/2010 - 28/08/2010
• Fishguard Branch: 23/08/2010 - 04/09/2010
• Tonypandy Branch: 23/08/2010 - 04/09/2010
• Llandaff Branch: 23/08/2010 - 04/09/2010
• Abergavenny Branch: 30/08/2010 - 11/09/2010
• Aberystwyth Branch: 30/08/2010 - 11/09/2010
• Mold Branch: 30/08/2010 - 11/09/2010
• Neath Branch: 30/08/2010 - 11/09/2010
• Penarth Branch: 06/09/2010 - 18/09/2010
• Canton Branch: 06/09/2010 - 18/09/2010
• Shrewsbury Branch: 13/09/2010 - 25/09/2010
• Carmarthen Branch: 16/08/2010 - 28/08/2010
• Haverfordwest Branch: 20/09/2010 - 02/10/2010
• Maesteg Branch: 20/09/2010 - 02/10/2010
• Mumbles Branch: 04/10/2010 - 16/10/2010
• Bridgend Branch: 04/10/2010 - 16/10/2010
• Gorseinon Branch: 11/10/2010 - 23/10/2010
• Pontypool Branch: 11/10/2010 - 23/10/2010
• Port Talbot Branch: 18/10/2010 - 30/10/2010
• Llanishen Branch: 18/10/2010 - 30/10/2010
• Whitchurch Branch: 25/10/2010 - 06/11/2010
• Wrexham Branch: 25/10/2010 - 06/11/2010
• Merthyr Tydfil Branch: 25/10/2010 - 06/11/2010
• Cowbridge Branch: 25/10/2010 - 06/11/2010
• Llanelli Branch: 01/11/2010 - 13/11/2010
• Newport Branch: 01/11/2010 - 13/11/2010
• Albany Road Branch: 01/11/2010 - 13/11/2010
• Denbigh Branch: 08/11/2010 - 20/11/2010
• Kingsway Branch (Swansea): 15/11/2010 - 27/11/2010
• St Davids Branch (Cardiff): 22/11/2010 - 04/11/2010
• Treorchy Branch: 22/11/2010 - 04/11/2010
• Llantwit Major: 22/11/2010 - 04/11/2010
• Caerphilly Branch: 29/11/2010 - 11/12/2010
• Morriston Branch: 29/11/2010 - 11/12/2010
• Pontypridd Branch: 06/12/2010 - 18/12/2010
• Lampeter Branch: 06/12/2010 - 18/12/2010
• Pwllheli Branch: 06/12/2010 - 18/12/2010
• Llandeilo Branch: 13/12/2010 - 25/12/2010
• Porthcawl Branch: 13/12/2010 - 25/12/2010
• Bangor Branch: 13/12/2010 - 25/12/2010
• Llandudno Branch: 20/12/2010 - 08/01/2010
• Queen Street Branch: 20/12/2010 - 08/01/2010

wriggly

Special_Saver2 wrote: »

Principality BS Birthday Regular Saver Bond

Interest rate: 5% gross p.a. fixed
Monthly payment: £20-£500
Miss any payments: No
Penalty-free withdrawals: No withdrawals at all until maturity
How to open account: Branch
Special conditions: Only available to people who have held an account or mortgage with Principality for 2 years or more. Only available at branches for a 2 week period on a rotating basis until 8th January 2011 - see this schedule.

Principality appear to be offering two separate special Regular Savers:

http://150.principality.co.uk/news-and-events/news/News-Items/Rewarding%20Members.aspx refers to a "Members Regular Saver Bond" offering 5% and available to people who have been a member for 2 years or more (I have been a member for more than 2 years, but not the last 2 years - am I eligible?). Also it is not even clear if this is still available.

http://150.principality.co.uk/news-and-events/news/News-Items/Join%20in%20the%20Branch%20Birthday%20Celebrations.aspx refers to a "Birthday Regular Saver Bond" with no interest rate mentioned (but other sites mention 5%), available to "customers visiting the branch" according to the linked schedule. There is no mention of the "2 years membership" and customers are presumably different to members as the bond is "designed especially to thank our members and customers".