We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

System Failure !

16162646667107

Comments

  • doingitanyway
    doingitanyway Posts: 10,555 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    The dentist is expensive but at least you are able to do the treatment.
    I hope you enjoy your exercise tomorrow.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • another_casualty
    another_casualty Posts: 6,506 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 9 October 2020 at 10:10AM
    Thanks DIA 😼
    I am lucky to be able to do that 🦷as you say .


    This year has been a strange year regarding my life on universal credit . 
    I have built up a credit card bill, plus going into an overdraft . But on £317.00 a month initially  at the time , plus paying out for boiler repairs and service charges etc ( plus this unexpected dental treatment) I couldn't see any other outcome tbh . 

    Bizarrely , the Covid situation has helped me ..for now !  It meant that I got the decision of having Ltd Capability For Work awarded to me from the tribunal without having to attend a hearing in front of a judge etc. 
    Plus the PIP award , was given to me , after considering my case via a phone assessment.
    The service charge payment , is a very grey area indeed . Trying to find if I qualified was akin to looking for a needle in a haystack . I had to send my bill for service charges to the decision makers and they decided after I politely asked a few months later where I stand .
    All this meant that I couldn't properly plan anything . I was paying every bill and carrying on.
    However, 🤞 I now have a chance  to put things in a more tidy order next year , with the awards given to me 🏆and in theory will be properly debt free for some time . 
    That's the plan anyway . 

    Last night  I had a massive bout of tinitus for a few hrs . A side effect of one tablet of my medication . I wasn't feeling the greatest this week tbh . However, I had a great sleep last night which helps 💤🛌.

    lots of tidying up over the weekend . Mr trainer this morning 🏋️and possibly seeing my friend today .
    Enjoy the weekend ⛅️💦⛅️
  • doingitanyway
    doingitanyway Posts: 10,555 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I agree that you should push ahead with the music in any way that fits with you. I have commented before that you seem so much happier when you are pursuing music. I'd love to see you socialising more in a way that your health can be accommodated. Hope your weekend is going well.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • moo121
    moo121 Posts: 81 Forumite
    Ninth Anniversary 10 Posts Name Dropper
    Hi AC just popping by also and noticed your good news about PIP.  Glad you've been awarded it, must be a bit of a relief.   Another one here who thinks you should take this opportunity of a breather from all the job search stuff to pursue something that interests you.  Go do some music and then tell us all about it.  :)

    Moo
  • Thanks @moo121 and DIA 😼
    I had a chat with mr trainer 🏋️After the Tuesday session , and asked him about the mental issue side of things .  He thinks I'm mentally strong and I handle things very well ,and I'm no different from most people . Something like that . I think I'm due a call from the work related chap again tomorrow . A strange situation I'm in , in a better way than expected so far with my universal credit life . I am / have bern one of life's worriers especially when it comes to work etc. I never thought that I'd be in this situation and had the jeremy Kyle experiences of rows and harassment in my mind along with other depressive thoughts that kept me taking a few positions that were not right for me just to keep me away from all of that as long as I could. Now I'm in a situation where so far I'm treated better than I thought would be the case. I know in the future I'll get over zealous people trying to stop things but I won't get carried away and just keep doing what's required as and when . I'm just not prepared to go on buses or trains for some time yet 🚞🚌

    Ive just seen Mrs dentist this morning 🦷 . Another £250 🙀 . However , today was when I tried out the partial dentures . Felt odd , and I'll have to adjust etc. What happens next , is that next Thursday my new dentures will be ready and although another £250 to pay it means that all going well , they should be done and bar a follow up appointment the following week no more dental appointments until spring time 2021 subject to Covid .
    I hope the follow up appointment is free. It's not listed on the itemised bill that I have a follow up appointment after next Thursday . So we'll see ..

    A week of slow progress and things breaking 😾
    Two days ago, the lever from the drinks dispenser on my fridge freezer snapped.
    I just received a replacement from a shop on eBay . Great stuff ! £17.50 . I've just got to google / you tube on how to remove old unit and replace with nee one . 
    Yesterday , one of my animal sourcers broke while washing up . I have 2 others, but would like to get a replacement . I got them from Home Sense about 3 years ago . I can't go there due to Covid , but will do when Covid is finally out of the way .

    Lasr weds I purchased musical item which was faulty. I sent it back following day. Refund never Came back to me yesterday , so eBay stepped in and at 3.30 this morning I got full refund . 
    The majority of this week has seen me continue walking 🐾plus going through some more clutter and making headway into having my stuff tidied up in the small bedroom .
    As there is no sign of james yet, I am burrowing away trying to make as much headway as possible for when he is available . All going well, I may not have to spend as much on storage and I may be able to make things much more spacious this week than it has been over the last few weeks . I'm doing the same to the kitchen , so I'm kept busy . 

    I received the new council tax starement as promised . My account is £61.85 in credit.
    I still have to cash that £80 something cheque in to the bank when I can .
    On the stement it shows total amount payable for 2020-2021 -£ 61.85  your account is in credit by the amount shown .

    I haven't been watching much on Netflix over last few months , but I stumbkd upon the Danish  tv series Borgen.  I saw it on bbc4 a few years back , and was thinking about it a few weeks back . I won't cancel Netflix this month . 
    Sun is shining 🌞, so I'll leave it there ..

  • Things still ticking along ⏰ .
    Usual sleep patterns etc 💤🛌. . I received a cheque from Poole council for £61.85 
    This means I guess , that there is no more council tax to pay until April 2021 .
    I didn't walk over the weekend , but did this morning .🐾 I was going to go straight into one of the video workouts , but there's a glitch in the system . It happens now and again , and I'll do something later 🏋️🥵. I haven't been doing as much at home as I should , due to feeling unwell or spending time decluttering and getting the flat in order. One day..

    I have met my new  upstairs neighbour this morning . He has no electricity due to changing suppliers etc and not au fait with the setup in the meter cupboard . Very nice chap.
    They seem to like it here so far 🤞. The communal area has been immaculate since their arrival and I can't ask for anything better. Again 🤞. So the same situation between the docile arrogant landlord , and the letting agents . No key for meter cupboard ! 
    If I didn't like them I'd be reluctant to help, but I sorted things out by having a chat with the managing agents and forgot the basic thing that he should contact the letting agents if there are any problems . It's Monday morning . 😸

    As I'm typing this , I receive a nice thank you note put in my door from the nice neighbour .

    I thought I'd try Ocado , and see how their system is for online shopping .🛒.totally useless!🤬 It's better if I say nothing more about them . 
    I may try Waitrose again, but I had loads of hassle with my details not being recognised .
    That was around Christmas time. I'll see later on if I can be bothered .
    The sun is shining 🌞.
    I'll leave it there...
  • doingitanyway
    doingitanyway Posts: 10,555 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    All sounding good AC
    You are still sounding positive.
    Good to hear the new neighbours are nice people.
    I used to use Ocado but as they stopped delivering Mr W food I have no need of them anymore. Also, they are charging silly money for deliveries.
    The sun is shiny here too so I will be off for a walk soon to catch some rays :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.