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Thats a good job done thenI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Your ventures out to get shopping are worse than mine. With any luck I can stay away from shops for the next week or so. You should be able to get online groceries if you are on 'the list'
Have a good day.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 0/1000
Buffer fund 0/100
Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)3 -
I was just listening to the Offspring the other week. It popped up in one of my Prime Music recommendations. It took me back, I haven't listened to it for years!"If you can dream it, you can do it". Walt Disney2
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Did you get a letter, or just a text? Because you should get a letter. I'm worried it may have been a scam text you got, might be an idea to check, as I haven't heard of them sending texts too.
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Thanks folks !I haven't received a letter so far @Gigervamp . In the text it did say I'd have to have my hospital number which I had to hand . I registered . I'm not sure what a scammer can get but the link seemed genuine . Speaking of all things medical , I'm due to receive my fit note by post . Well, I'll give the surgery a call tomorrow as I received an email which contained a fit note .although has April 2020 on it , the dates are from my previous fit note . A pigs ear of a job .
There was no post yesterday for any of us , and am awaiting to see when the next post will be from the Royal Mail . They have been posting normally so far .@jwil, I had another listen to that album . I do have the follow up cd Americana , but from what I remember, I wasn't too impressed and got bored of them rather quickly . I'll have another listen soonish .Woke up at 12.30 am ! I think that being stuck in more is affecting my sleep pattern . I would imagine quite a few peoples sleep patterns will be affected for a while .Having said all of that , I just did my exercises and don't feel as ropey as yesterday so far
Have a good day all .⛅️😼3 -
Update : spoke to receptionist at surgery . The text is not a scam . I received an email from nhs telling me I'd have to go through the process all over again . I now find that Mrs doctor hasn't done it yet, but will do soon . Not too much of a problem as I don't have to take it to the job centre for some time . That's the trouble with universal credit . Sometimes things can make you a little jumpy , and you have to cover all corners consistently .The postman has just been. As I was just going to my door , the woman ( who is related to party boy) was coming down the stairs . We both said hello ,and that was that .You wouldn't think she was a druggie to look at her , and she seems fairly pleasant when I loan her the key to the electric meter cupboard .I received an email from managing agents regarding my front door . I do have to have a closer fitted on to it at some stage . What is interesting though , is that the communal door has to have one fitted also . I requested one on 2 occasions , so it seems that I'm right ..2
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Glad to hear the text was legit.
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okay . I've just received an unexpected envelope from HM Courts & Tribunals service
The tribunal has reached a provisional decision on my appeal . I know that as we go through life we understand legal jargon more due to house buying , pensions etc and we pick up things as we go along and the wording over various things we get through life is less daunting and more understandable .Anyway, I'm trying to decipher what is written on this letter. I could be wrong but it looks at first glance that there is an offer which I have to accept or decline by 4th May .
now I'm still trying to get my head around it , but it looks like I have initially ( my word) been awarded Ltd Capability for Work due to a couple of points briefly mentioned. The DWP have to agree. However , it means that I would be reassessed 12 months from day of decision . I think that after all the hoops I've jumped through that this is too soon.TBH , I don't feel anything about this letter. I would imagine that the great folk from citizens advice would advise . I would think that they have received this letter also .I've had a nice morning so far going to the local Sainsbury's but just feel confused.Anyway have a good day 🌝..4 -
See what CAB advise, but I would consider this a win. I think it might be standard procedure to reassess in 12 months time.
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I've no experience but hope it's a good letter, sounds positive"If you can dream it, you can do it". Walt Disney2
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