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2020 - 'Nothing in your life will change until you make the decision to change'
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I took advantage of the TU clothing sale this week and ordered nearly all the school uniform we'll need for little miss and little jwil. That arrived today, so I don't need to worry about that now. I'll have to get little miss a book bag, and possibly a logo'd jumper for each of them, then it will be school socks, PE kit and shoes etc, but that's me fairly organised for once!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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Hurray for little Jwil learning to ride his bike, he must be proud of his little self. I love the look on little ones faces when they achieve something and could burst with pride,4
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Great news on gewtting rid of all the staff.
Fab news for Master jwil
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
pennywisepoundstupid said:Hurray for little Jwil learning to ride his bike, he must be proud of his little self. I love the look on little ones faces when they achieve something and could burst with pride,
Thank you, we are so pleased and so is he!beanielou said:Great news on gewtting rid of all the staff.
Fab news for Master jwil"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I had a little flurry of PA surveys yesterday and so have just cashed out £6.68.
I'm trying to finish these listings I started yesterday. DH is talking about going to the beach, but I'm not sure it's worth it if there are no toilets open. We'll take the kids out on their bikes. Now to start convincing little miss to have a go on two wheels. She is adamant she doesn't want to
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Good morning,
The title of you diary caught my eye, subscribed and going to sit down later and have a read.
D.x
"Make Everyday Count"4 -
Fab decluttering and congrats to little Jwil on learning to ride a bikeAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/253 -
Aww thank youDoris17 said:Good morning,
The title of you diary caught my eye, subscribed and going to sit down later and have a read.
D.x
Sorry it's not very interested. Good luck
Thank yousavingholmes said:Fab decluttering and congrats to little Jwil on learning to ride a bike "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Another lovely day today
Dh sold a load of stuff yesterday so I'm busy packing. We'll use the courier again to get it all collected. I did 40 listings for him yesterday, but not convinced how many will sell. Might as well try while we can't get rid of it any other way.
No real plans, I doubt we'll be venturing far as everywhere is likely to be busy.
Hope everyone is well "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Oh this has just made me realise there's no way LBs uniform is going to fit him in September! It was already on the edge and he always sprouts up over the summer.jwil said:I took advantage of the TU clothing sale this week and ordered nearly all the school uniform we'll need for little miss and little jwil. That arrived today, so I don't need to worry about that now. I'll have to get little miss a book bag, and possibly a logo'd jumper for each of them, then it will be school socks, PE kit and shoes etc, but that's me fairly organised for once!4
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