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2020 - 'Nothing in your life will change until you make the decision to change'
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Sorry I clicked out before realising I hadn't commented on the £350 - what seemingly random good luck! I am so pleased for you. What are you planning to do with it - save, repay debt or what?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
& good news on the money too
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
That's excellent news about the extra money and school choice 😊.LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.3 -
Great news that little miss got her 1st choice and brilliant news about the cheque. xx3
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Great news on the cheque use it well
Grey and colder here this morning too, pity, has been an amazingly sunny April so far
stay safe xx3 -
Thank you everyone
The money will be going towards my house target. I am getting close to achieving it, so it will be good to have something ticked off. DH is progressing with the clearing, so we might be able to start getting some of the work done to the house once all this ends.
It's chucking it down here, so will be trying to get stuff done in the house today."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Fantastic news, what’s going to be your third piece of luck ?Sealed pot challenge 822
Jan - £176.66 :j3 -
We still have a bright day here. Hope you have a good day regardless of the weather. We need rain or they will be saying we have drought conditions next.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Great news on Little Miss's school, the cheque from the creditor and your delivery slot. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS3 -
Ooh, a lottery win would be gooddawnybabes said:Fantastic news, what’s going to be your third piece of luck ?
I tend to achieve more when it's not sunny as I don't get distracted and sit in the sunsavingholmes said:We still have a bright day here. Hope you have a good day regardless of the weather. We need rain or they will be saying we have drought conditions next.
The rain has helped clean the slabs I was laying the other day in the garden so they are looking better now.
Do you remember the start of the year when we were all complaining about storm after storm? Doesn't it seem like a long time ago now!
Thank youHairyHandofDartmoor said:Great news on Little Miss's school, the cheque from the creditor and your delivery slot. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5
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