📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2020 - 'Nothing in your life will change until you make the decision to change'

Options
1207208210212213235

Comments

  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I was in the process of switching to People but managed to cancel. I think my green provider is also in trouble... They've asked us to petition the government to help smaller suppliers...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    jwil said:
    beanielou said:
    jwil said:
    I've seen in the press today that Bulb are the latest co to have issues.  I've made sure I've downloaded all my statements and taken new meter readings.  I'm going to make sure I photo them to keep records until things stabilise.
    Good idea, my ma was with Peoples Energy................
    Hope she doesn't have any hassle.  I know they say it should be automatic switch over, but I want to know exactly where we are in case there are any issues.
    They have also said peoples account credits will transfer to new supplier.
    Not convinced as I think they are an unsecured creditor & bottom of the pile.
    We will see!
    I've heard that as well. I'm just going to keep an eye on the balance so I know what credit is there.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I was in the process of switching to People but managed to cancel. I think my green provider is also in trouble... They've asked us to petition the government to help smaller suppliers...
    It does look like we are going to lose a lot of small companies.  I do specifically want a green tariff though.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • I was in the middle of switching from BG to Green Energy when they went bust.  OFGEM took over and along with MSE Energy Club kept me informed and apart from getting an up to date meter reading to do nothing.  I was a bit worried because Green Energy continued to take money out of my account each month.  After a few months everything was sorted out OFGEM passed my account to EDF, who promised to keep to the same price as Green Energy until 2 October.  It all went through smoothly, meter readings were the same as mine and all financials were correct.

    If you're advised to do nothing for the time being then it will get sorted out so don't worry.
  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I was in the middle of switching from BG to Green Energy when they went bust.  OFGEM took over and along with MSE Energy Club kept me informed and apart from getting an up to date meter reading to do nothing.  I was a bit worried because Green Energy continued to take money out of my account each month.  After a few months everything was sorted out OFGEM passed my account to EDF, who promised to keep to the same price as Green Energy until 2 October.  It all went through smoothly, meter readings were the same as mine and all financials were correct.

    If you're advised to do nothing for the time being then it will get sorted out so don't worry.
    That's really useful to know thank you.  I was planning on sitting tight and just letting it play out.  I just want to be sure where I am.

    Anyway, lovely to 'see' you! :)  How are you, and how is everything going?
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • I'm doing ok apart from being constantly tired, can sleep for a couple of days plus nights a week and get breathless and light headed.  I'm having my check up tomorrow so hopefully will get some answers.  I do pop in to see how you're all doing and like you I'm still trying to declutter.  A never-ending job.
    Hope you feel better soon
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm doing ok apart from being constantly tired, can sleep for a couple of days plus nights a week and get breathless and light headed.  I'm having my check up tomorrow so hopefully will get some answers.  I do pop in to see how you're all doing and like you I'm still trying to declutter.  A never-ending job.
    I hope your check up has gone well today.  I agree about the decluttering, it's never ending!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    @retiredandskint.
    Hope your check up went went well.
    Take care of you.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope everyone is well.  I must be hormonal as I'm full of rage at the moment!  Getting so irritable with everyone.

    We've got the window being done tomorrow so I'm stressed about that.  I moved a load of stuff out of the kids room yesterday to prep, and then this morning little miss, thinking she was being good, put it all back again.  I did get angry with her as I didn't really have time to do lots today hence doing it yesterday.  She seems to have forgiven me this evening though.

    My cat peed all over my clothes last night, though that's my fault as I left them in the bathroom.   I'm tired, have too much to do, and just can't be bothered.  Full of joy, me! 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.